Worry about finals, not finances

Disclosure info

SF Fire Credit Union provides private student loans through a partnership with Credit Union Student Choice. All loans subject to approval and restrictions may apply. We reserve the right to change rates for new applications at any time and without notice. Credit union membership  is required. See terms & conditions.  

* Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.

Borrower eligibility criteria

Undergraduate Student Loans

• U.S. citizens or permanent residents (non-resident students are NOT eligible)
• At least the age of majority in your state of residence. Please note, in most states, you must be at least 18 years old. You must be 19 years old in Alabama. You must be 21 years old in Mississippi and Puerto Rico. If you are not the age of majority in your state you may qualify with a co-borrower who is or other unique circumstance that would allow you to qualify.
• Continually enrolled in a degree-granting program and meeting the school’s minimum Satisfactory Academic Progress (SAP) criteria. For fall and spring terms, you must be enrolled at least half-time. For summer term, you may be enrolled less than half-time.
  (Should you drop below half-time in the fall or spring, withdraw during any term, or fail to meet SAP requirements, your funding request can be denied, your line of credit may close, and you may enter repayment)
• Before applying, make sure to check that your school is included in our listing of approved schools
• Able to meet San Francisco Fire Credit Union’s standard underwriting criteria (a cosigner may be necessary in order for you to meet credit criteria, and may also help you qualify for a lower rate)
• Eligible for credit union membership (you may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded

Undergraduate Student Loans

• U.S. citizens or permanent residents (non-resident students are NOT eligible)
• At least the age of majority in your state of residence. Please note, in most states, you must be at least 18 years old. You must be 19 years old in Alabama. You must be 21 years old in Mississippi and Puerto Rico. If you are not the age of majority in your state you may qualify with a co-borrower who is or other unique circumstance that would allow you to qualify.
• Continually enrolled in a degree-granting program and meeting the school’s minimum Satisfactory Academic Progress (SAP) criteria. For fall and spring terms, you must be enrolled at least half-time. For summer term, you may be enrolled less than half-time.
  (Should you drop below half-time in the fall or spring, withdraw during any term, or fail to meet SAP requirements, your funding request can be denied, your line of credit may close, and you may enter repayment)
• Before applying, make sure to check that your school is included in our listing of approved schools
• Able to meet San Francisco Fire Credit Union’s standard underwriting criteria (a cosigner may be necessary in order for you to meet credit criteria, and may also help you qualify for a lower rate)
• Eligible for credit union membership (you may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded

Graduate Student Loans

• U.S. citizens or permanent residents (non-resident students are NOT eligible)
• At least the age of majority in your state of residence. Please note, in most states, you must be at least 18 years old. You must be 19 years old in Alabama. You must be 21 years old in Mississippi and Puerto Rico. If you are not the age of majority in your state you may qualify with a co-borrower who is or other unique circumstance that would allow you to qualify.
• Continually enrolled in a degree-granting program and meeting the school’s minimum Satisfactory Academic Progress (SAP) criteria. For fall and spring terms, you must be enrolled at least half-time. For summer term, you may be enrolled less than half-time.
  (Should you drop below half-time in the fall or spring, withdraw during any term, or fail to meet SAP requirements, your funding request can be denied, your line of credit may close, and you may enter repayment)
• Before applying, make sure to check that your school is included in our listing of approved schools
• Able to meet San Francisco Fire Credit Union’s standard underwriting criteria (a cosigner may be necessary in order for you to meet credit criteria, and may also help you qualify for a lower rate)
• Eligible for credit union membership (you may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded)

Co-signers

Must be at the age of majority or older at the time of loan application.

Bankruptcy limitations

If you file for bankruptcy, you may still be required to pay back this loan.