Remodel

If the new year has you itching to make improvements around the house, extra funds could make a big difference — an SF Fire Credit Union Home Equity Line of Credit may be the perfect solution.

Accelerate

Now’s a great time to take advantage of competitive auto manufacturer pricing and rebates. If there’s a new (or used) car in your future, be sure to think of us when it comes to financing.

Prepare

Let us help you create some “wiggle room” when it comes to paying those often hefty income and property taxes.

Remodel

If the new year has you itching to make improvements around the house, extra funds could make a big difference — an SF Fire Credit Union Home Equity Line of Credit may be the perfect solution.

Accelerate

Now’s a great time to take advantage of competitive auto manufacturer pricing and rebates. If there’s a new (or used) car in your future, be sure to think of us when it comes to financing.

Prepare

Let us help you create some “wiggle room” when it comes to paying those often hefty income and property taxes.

Ask Darren

Darren Herrmann, President & CEO

Submit your question or comment for Darren Herrmann and expect to receive a response within 24 hours.

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Account Services

Our Branches

Main Branch
3201 California Street
San Francisco, CA 94118

Mint Plaza Branch
12 Mint Plaza
San Francisco, CA 94103

Stonestown Branch
565 Buckingham Way
San Francisco, CA 94132

Pacifica Branch (Cashless)
1220 Linda Mar Boulevard
Pacifica, CA 94044

Latest News & Firefighter's Corner

Money Smarts: Assets and Liabilities

You may often hear talk about assets and liabilities, whether it’s on a television show about money, the internet or in books. What are assets and liabilities and how might they impact you and your financial health? Let’s take a look:

Assets: Assets are anything of value that you own. Examples of assets include: cash, funds in savings accounts (CDs, money market, IRAs), valuables (like jewelry or antiques), vehicles that you own outright and real estate (the current market value of the property, even if you still have a mortgage).

Liabilities: A liability is anything that you owe to someone. Although we mentioned above that real estate counts as an asset, the amount you owe on that property falls under the liabilities category. Other examples of liabilities include: credit card debt, student loans, vehicle loans, etc.

Understanding what your assets and liabilities are can help you to grasp your full financial picture, and help with calculating your net worth. Your net worth is your assets minus your liabilities.

Net worth = Assets – Liabilities