Join Us

You might have heard a lot about credit unions and wondered what makes us different than banks. While credit unions provide many of the same services as traditional banks, there are key differences. 

Save

Are you saving for a once-in-a-lifetime vacation, or maybe a down payment on a new home? It’s easier to reach your financial goals with our increased dividend rates on Term Certificates, such as the 18-Month Bump Up Term Certificate with an APY of 2.43% as of March 5th.

Drive

Wherever you’re heading, we’ll help you get there with a New or Used Auto Loan. It’s easy to apply and get pre-approved through the Apply For A Loan tool in Online Banking.

Join Us

You might have heard a lot about credit unions and wondered what makes us different than banks. While credit unions provide many of the same services as traditional banks, there are key differences. 

Save

Are you saving for a once-in-a-lifetime vacation, or maybe a down payment on a new home? It’s easier to reach your financial goals with our increased dividend rates on Term Certificates, such as the 18-Month Bump Up Term Certificate with an APY of 2.43% as of March 5th.

Drive

Wherever you’re heading, we’ll help you get there with a New or Used Auto Loan. It’s easy to apply and get pre-approved through the Apply For A Loan tool in Online Banking.

Voice of the Member

Submit your question or comment to our Senior Management Team, and expect to receive a response within a business day.

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Account Services

Our Branches

Main Branch
3201 California Street
San Francisco, CA 94118 Map of Main Branch
Main Branch location

Mint Plaza Branch
12 Mint Plaza
San Francisco, CA 94103 Map of Mint Plaza Branch
Mint Plaza Branch location

Stonestown Branch
565 Buckingham Way
San Francisco, CA 94132 Map of Stonestown Branch
Stonestown Branch location

Pacifica Branch (Cashless)
1220 Linda Mar Boulevard
Pacifica, CA 94044 Map of Pacifica Branch
Pacifica Branch location

Latest News & Firefighter's Corner

Securing Your Accounts: Best Practices For Phone And Online Safety

More and more financial business is done remotely: Online & Mobile Banking, transferring funds to other people through apps like Venmo, even purchasing or selling items on sites like Craigslist. This convenience comes with the increased risk that you don’t necessarily know to whom you’re talking, not even on the phone with Caller ID. Two recent fraud patterns have emerged which you need to be able to recognize.

Phone/Caller ID Spoofing and Financial Institutions

Some banks and credit unions have reported that fraudsters can ‘spoof’ a financial institution’s name and phone number, so that they appear in your caller ID. When you answer what appears to be a legitimate call from your institution, the fraudster identifies himself as an employee and asks you to verify account information, then uses that information to take over your account(s).

As a reminder, SF Fire Credit Union will never call you to obtain your account/credit card number, nor other personal identification information such as your member number or SSN. If you don’t initiate the contact, don’t share such information over the phone. Call us immediately if you suspect you’ve been a victim of fraud, or if you suspect someone is impersonating SF Fire Credit Union.

The Online Selling Scam

When you’re selling online, you don’t truly know to whom you’re selling. Be cautious when choosing what payment methods to accept. Many online marketplaces such as Craigslist and Letgo provide tips and warnings on red flags.

The Online Selling Scam works like this: you list something for sale online. The fraudster approaches you to purchase the item with a check or Cashier’s Check, possibly written for more than your listed selling price. Once you’ve completed the transaction, the scammer contacts you to claim they “overpaid” or included “shipping costs” and requests that you refund them via Moneygram, Zelle, or similar options. These channels are like cash: the payments are untraceable, and once the funds are gone, they’re gone. Subsequently, the original check or Cashier’s Check will turn out to be bad.

Some tips on avoiding this scam:

  • Never take a check for more than your selling price.
  • Never send money back to someone who sent you a check.
  • Just because a check has cleared doesn’t mean it’s good. Banks and Credit Unions are required to make deposited funds available quickly, but it can sometimes take several days for the institution to learn that the check was actually bad. Consider waiting a few days before shipping the sold item.
  • Consider using a secure online payment service.