You Come First.

It’s different with SF Fire Credit Union. We’re not about satisfying investors. Or paying shareholders. Unlike a bank, the profits we make go directly back to our members. So what you get is fair and transparent banking, great rates, low fees, and something you probably haven’t seen in a while: a financial institution that is all about you.

You Deserve Free.

You’re much more than a number to us. That’s why everything about our checking is free. From the monthly fee (there is none) to mobile check deposits (all free) to the ATM charges (free, including limited refunds on surcharges outside the network). It’s what happens when you put members first.

A Card For How You Live.

You don’t believe in wasting money; we don’t believe in fees. Our Visa credit cards have no annual fees, no fees for cash advances or balance transfers, and no charges for foreign currency transactions, and the Rewards Program is free.

You, In The Driver’s Seat.

Need a new SUV because the family just keeps on growing? Or have your eye on a certain new pick-up because, well, you just deserve it? SF Fire Credit Union’s helpful group of experts will build an auto loan to get you into whatever driver’s seat you desire.

Home Loans Built For You.

It’s the biggest purchase you’ll ever make, and it makes all the difference to have a hometown financial partner there to support you. SF Fire Credit Union brings it home—from working the pre-approval to making sure your mortgage fits you and your long-term needs.

You Come First.

It’s different with SF Fire Credit Union. We’re not about satisfying investors. Or paying shareholders. Unlike a bank, the profits we make go directly back to our members. So what you get is fair and transparent banking, great rates, low fees, and something you probably haven’t seen in a while: a financial institution that is all about you.

You Deserve Free.

You’re much more than a number to us. That’s why everything about our checking is free. From the monthly fee (there is none) to mobile check deposits (all free) to the ATM charges (free, including limited refunds on surcharges outside the network). It’s what happens when you put members first.

A Card For How You Live.

You don’t believe in wasting money; we don’t believe in fees. Our Visa credit cards have no annual fees, no fees for cash advances or balance transfers, and no charges for foreign currency transactions, and the Rewards Program is free.

You, In The Driver’s Seat.

Need a new SUV because the family just keeps on growing? Or have your eye on a certain new pick-up because, well, you just deserve it? SF Fire Credit Union’s helpful group of experts will build an auto loan to get you into whatever driver’s seat you desire.

Home Loans Built For You.

It’s the biggest purchase you’ll ever make, and it makes all the difference to have a hometown financial partner there to support you. SF Fire Credit Union brings it home—from working the pre-approval to making sure your mortgage fits you and your long-term needs.

Voice of the Member

Submit your question or comment to our Senior Management Team, and expect to receive a response within a business day.

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Account Services

Our Branches

Main Branch
3201 California Street
San Francisco, CA 94118 Map of Main Branch
Main Branch location

Mint Plaza Branch
12 Mint Plaza
San Francisco, CA 94103 Map of Mint Plaza Branch
Mint Plaza Branch location

Stonestown Branch
565 Buckingham Way
San Francisco, CA 94132 Map of Stonestown Branch
Stonestown Branch location

Pacifica Branch (Cashless)
1220 Linda Mar Boulevard
Pacifica, CA 94044 Map of Pacifica Branch
Pacifica Branch location

Latest News & Firefighter's Corner

Why SF Fire Credit Union?

We’re on a mission to put you first. And it’s been that way from the very beginning – when a group of firefighters pitched in to lend one another money back in 1951. Today, as an open charter credit union, SF Fire Credit Union is also open to anyone who lives, works, or attends school in San Francisco, San Mateo, or Marin County, and is committed to giving our members the financial tools they need to thrive.

So, whether it’s your first house, a new car, or you just need a clean break from your bank, we’re here for you:

• Free checking accounts
• Free ATMs nationwide
• Out-of-Network ATM Surcharge Rebates
• Complete offering of savings accounts
• Low-interest, fee-friendly credit cards
• Low-interest home, vehicle and student loans
• Investment and retirement planning services
• Free quarterly FICO® Score updates

HOW DO I JOIN?

It’s pretty simple. You can apply for membership by just clicking on the link below.

Sign Me Up