Join Us

You might have heard a lot about credit unions and wondered what makes us different than banks. While credit unions provide many of the same services as traditional banks, there are key differences. 

Platinum Visa

Make SF Fire Platinum Visa® your go-to travel and spending card this holiday season. We offer great rates, low fees, Visa® Travel Services, and one Extra Awards™ point for every dollar you spend.

Donate Today

The SF Firefighters Toy Program distributes toys seasonally to over 40,000 kids in need and responds on a year-round basis to children and families in crisis.

Save

Are you saving for a once-in-a-lifetime vacation, or maybe a down payment on a new home? It’s easier to reach your financial goals with increased dividend rates on Term Certificates with SF Fire Credit Union.

Home Equity

This winter, instead of paying the higher interest rate of personal loans or a credit card when you have holiday bills or travel, why not use the equity in your home?

Join Us

You might have heard a lot about credit unions and wondered what makes us different than banks. While credit unions provide many of the same services as traditional banks, there are key differences. 

Platinum Visa

Make SF Fire Platinum Visa® your go-to travel and spending card this holiday season. We offer great rates, low fees, Visa® Travel Services, and one Extra Awards™ point for every dollar you spend.

Donate Today

The SF Firefighters Toy Program distributes toys seasonally to over 40,000 kids in need and responds on a year-round basis to children and families in crisis.

Save

Are you saving for a once-in-a-lifetime vacation, or maybe a down payment on a new home? It’s easier to reach your financial goals with increased dividend rates on Term Certificates with SF Fire Credit Union.

Home Equity

This winter, instead of paying the higher interest rate of personal loans or a credit card when you have holiday bills or travel, why not use the equity in your home?

Voice of the Member

Submit your question or comment to our Senior Management Team, and expect to receive a response within a business day.

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Account Services

Our Branches

Main Branch
3201 California Street
San Francisco, CA 94118 Map of Main Branch
Main Branch location

Mint Plaza Branch
12 Mint Plaza
San Francisco, CA 94103 Map of Mint Plaza Branch
Mint Plaza Branch location

Stonestown Branch
565 Buckingham Way
San Francisco, CA 94132 Map of Stonestown Branch
Stonestown Branch location

Pacifica Branch (Cashless)
1220 Linda Mar Boulevard
Pacifica, CA 94044 Map of Pacifica Branch
Pacifica Branch location

Latest News & Firefighter's Corner

On the Move: Term Certificate Dividend Rates Have Increased

Are you saving for a once-in-a-lifetime vacation, or maybe a down payment on a new home? It’s easier to reach your financial goals with increased dividend rates on Term Certificates with SF Fire Credit Union.

Flexible Options

Whether you’re looking a few months down the road, or working on a five-year plan, we have term certificates that meet your need, anywhere from 3 months to 60 months. The* 18-Month Bump-Up Term Certificate* gives you extra flexibility – if the offered rates for that term go up again after you open the account, you can (once during the 18-month term) have your dividend rate increased to the new rate.

Current Dividend Rates for Term Certificates

The longer the term, the higher the dividend rate you will earn. Standard Term Certificates have a required minimum deposit of $250, and Jumbo Term Certificates have a required minimum deposit of $100,000.

Term Certificate Rates

Minimum Deposits

Term Certificates = Minimum deposit of $250 required.

APY = Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days.

Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.

If you have any questions or need current rate information on your accounts, please call 415.674.4800 or 1.888.499.FIRE (3473) from from 7AM to 8PM (Pacific) Monday – Saturday.

Term Min. Deposit Min. Balance APY* Dividend
3 Month $250 $250 0.40% 0.40%
6 Month $250 $250 0.90% 0.90%
1 Year $250 $250 1.76% 1.75%
18 Month Bump Up $250 $250 2.02% 2.00%
2 Year $250 $250 2.27% 2.25%
3 Year $250 $250 2.78% 2.75%
5 Year $250 $250 3.04% 3.00%

Jumbo Term Certificates

Jumbo Certificates = Minimum deposit of $100,000 required.

APY = Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days. Unless otherwise paid, excluding IRA’s, dividends will be credited to your account and compounded every month.

Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.

If you have any questions or need current rate information on your accounts, please call 415.674.4800 or 1.888.499.FIRE (3473) from from 7AM to 8PM (Pacific) Monday – Saturday.

Term Min. Deposit Min. Balance APY Dividend
3 Month $100,000 $100,000 .50% .50%
6 Month $100,000 $100,000 1.00% 1.00%
1 Year $100,000 $100,000 1.92% 1.90%