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Daylight Saving Time is here, which means your clocks sprang forward. Is it time for your savings to spring forward too? Dividend rates on Term Certificates are increasing.

Get More For Your Savings

You can more easily reach your savings goals by opening a Term Certificate, such as an 18-Month Bump Up Certificate with an APY* of 2.43% as of March 5th. To review all our current rates for Term Certificates, click here. A Term Certificate earns a higher dividend rate than the other savings accounts, such as our Tiered Savings account.

What If Rates Go Up After I Open a Term Certificate?

If the offered dividend rates for new certificates go up again in the next few months, you don’t have to miss out. One advantage of the 18-Month Bump Up Term Certificate is flexibility; if rates increase in the future, you can raise your dividend rate to match the new rate, once per the 18-month term.

*APY for 18-Month Bump Up Term Certificates as of March 5th, 2019. Rates are subject to change at any time.
Term Certificates = Minimum deposit of $250 required. Additional requirements may apply for Business Memberships; please contact us for further details.
APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days.
Transfers from external accounts are limited to $10,000 per day and $50,000 per month. Funds may not be immediately available.
Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.
If you have any questions or need current rate information on your accounts, please call 415.674.4800 or 1.888.499.FIRE (3473) from 7AM to 8PM (Pacific) Monday – Saturday.