We offer just the right products at the right value – and we make the application process as easy as possible, with personal service that’s hard to beat.

Home Loans

Research Your Home Loan Options with SF Fire Credit Union

We have the online tools to help you research all of your options, and help you find the mortgage that’s right for you.

  • Review Loan Options
  • Check & Track Rates
  • Loan & Payment Calculators
  • Apply for a Loan
  • Check the Status of a Pending Loan
  • Learn about Home Buying & Refinancing

California Properties:

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For questions regarding a pending application, please contact our Real Estate Team during our regular branch hours of 8:30AM to 6:00PM Monday thru Friday, and 8:30AM to 3PM on Saturday. They can be reach via phone at (415) 674-4803, or by email at [email protected]

FHA Loans:
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VA Loans:
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Out of State Mortgages:
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Click here to find out more information on rates.

Flat Fee Services for Owner Occupied Single Family Dwellings:1

  • $795 for Fixed Rate or Adjustable Rate Mortgages

Flat Fee Services Include2:

  • Credit Report Fee
  • Flood Cert Fee
  • Tax Service Fee
  • Document Prep Fee
  • Processing Fee
  • Underwriting Fee

Flat Fee Services Do Not Include:

  • Appraisal
  • Appraisal Rush Fee (to expedite appraisal order)
  • Appraisal Field Review (on properties with appraised values over $1 million)
  • Title Policy
  • Title Courier Fee
  • Title Notary Fee
  • Title Settlement & Escrow Fee
  • Home Owners Association Certificate Fee (for condominium properties)
  • 2Fees/Policies not exclusively listed under Flat Fee Services

1 Effective January 9, 2017. California properties only. Does not apply to FHA. Flat fee does not include title and escrow fees. Appraisal fee will be collected up front during the loan application process. Appraisal deposit is credited towards closing costs at funding. Appraisal deposits may be refunded if the loan 1. doesn’t fund or 2. is cancelled (withdrawn) before an appraisal is ordered. Appraisal costs may vary based on property and transaction type.