APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes the funds will remain in the deposit account for the full 365 days. Unless otherwise paid, excluding IRA's, the dividends will be credited to your account and compounded every month.
IRA Certificates (Traditional, Roth, Educational Savings) have a required minimum deposit of $100
If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE(3473) from 6am to 10pm (Pacific Time) seven days a week.