Business Fee Schedule

We believe in ethical banking, which means being as fair and transparent as possible.

Fee Schedule

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Membership Fees

Fee Description Amount
Membership (non-refundable) $5.00

ATM & Debit Fees

Fee Description Amount
Use of SF Fire Credit Union ATMs No Fee
Use of CO-OP Network ATMs No Fee and No ATM Surcharges
ATM Surcharge Rebates 12 per Month; Maximum Rebate of $4 per Surcharge
Use of ‘Out-of-Network ATMs First 12 Free Per Statement Cycle; $2.00 Per Transaction Thereafter
Point of Sale (POS) Transactions & Cash-Back at Retailers No Fee
International Foreign Transaction Fee (POS/ATM) 1% of transaction amount in U.S. dollars. This fee applies whether the transaction is made in a foreign currency and converted to U.S. dollars or made in U.S. dollars outside the United States.
Replacement Card No Fee
ATM Deposit Adjustment Fee $10.00

Checking Fees

Fee Description Amount
Checking Account No Monthly Fee
Check Orders Priced Based on Style
Temporary Checks $5.00 per set of 12
Deposits per Month up to 10 No Fee
Deposits per Month over 10 $2.00 per Deposit
Items per Deposit up to 25 No Fee
Items per Deposit over 25 $0.10 per Item
Paid Items per Month up to 200 No Fee
Paid Items per Month over 200 $0.20 per item

Non Sufficient Funds (NSF) Fees

Fee Description Amount
Returned ACH Item $14.00
Returned Check Item $14.00
Paid NSF ACH Item $14.00
Paid NSF Check Item $14.00
   

Stop Payment Fee

Fee Description Amount
Check $15.00
ACH Payment $15.00
Cashier Check $5.00
Official Check Replacement $15.00
Stop Payment or Replacement Cancellation $15.00

Returned Item Fees

Fee Description Amount
Returned Deposit or Loan Payment $15.00

General Fees

Fee Description Amount
Account Research/Reconciliation $25.00 per Hour
Cashier’s Check $5.00
Collection Item/Foreign Item $15.00 + Cost
Express Mail/Rush/Overnight (Domestic) $15.00
Express Mail/Rush/Overnight (International) Price Based on Destination
IRS Levy/Withholding, Judgement/Legal Order Processing $50.00 per Notice
Money Order $2 per item less than $300; $5 per item more than $301-$1000
Notary Service (Members) $10.00 per Signature
Notary Service (Non-Members) $15.00 per Signature
Signature Guarantee (Medallion Stamp) No Fee; Must be member for at least 30 days
Copy of Deposited Item $1.00
Deposit in Coin Machine 10% of Deposited Item
Rolled Coin Deposit $0.05 Per Roll
Cash Deposit/Purchase (Paper Bills) 0.10% ($1 Per $1,000)
Disposable Deposit Bag At Cost
Remote Deposit Scanner At Cost
Non-Member Check Cashing $5.00

Wire Transfer Fees

Fee Description Amount
Domestic (Incoming) $15.00
Domestic (Outgoing) $25.00
International (Incoming) $15.00
International (Outgoing) $60.00
Wire Amendment Fee $25.00

Certificate of Deposit Early Withdrawal Fee

Fee Description Amount
Term of less than 1 Year

45 Days of interest earned on the principal balance
Term of 1 Year or Greater

180 Days of interest earned on the principal balance

Credit Card Fees

Fee Description Amount
Cash Advance No Fee
Balance Transfer No Fee
International Foreign Transaction No Fee
Late Payment Charge $15.00
Over Credit Limit No Fee
Authorized User Card $5.00
Replacement Card No Fee

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As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

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(415) 674-4800
(888) 499-FIRE (3473)
Mon-Fri 7:00 AM – 7:00 PM
Sat 9:00AM - 5:00PM

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Branch hours
Mon-Fri 9:30AM – 5:30PM
Saturday 10:00AM – 2:00PM

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