Succeed

SF Fire Credit Union’s low rates and minimal or non-existent fees help our members and community thrive and reach their goals.

Current Rates

Rates subject to change at any time without notice.

New and Used Auto Loan Rates

1 Annual Percentage Rate as low as indicated, based on credit worthiness, and reflects a 0.25% discount on loans that have been authorized an electronic payment method. Special rate of 2.44% applies to purchases and refinancing of non-SF Fire Credit Union auto loans only up to 60 months. A $50 fee will be applied when refinancing an existing SF Fire Credit Union auto loan.

2 New = 2017, Used = 2011-2016

3 Older = 2007-2010, Classic = pre-2007 (call to confirm)

4 CU does not finance Branded Title or Lemon Vehicles

Payment Example: New auto loan of $20,000 for five years at 2.44% APR will have a monthly payment of $354.42

Amount Term APR
below $10,000 up to 48 months 2.44%
min. $10,000 up to 60 months 2.44%
min. $15,000 up to 72 months 2.94%
min. $25,000 up to 84 months 3.44%

Older and Classic Auto Loan Rates

1 Annual Percentage Rate as low as indicated, based on credit worthiness, and reflects a 0.25% discount on loans that have been authorized an electronic payment method.

2 Older = 2007-2010, Classic = pre-2007 (call to confirm)

3 CU does not finance Branded Title or Lemon Vehicles

Payment Example: Classic auto loan of $30,000 for five years at 6.74% APR will have a monthly payment of $590.36

Amount Term APR
max $60,000 up to 48 months 6.74%
max $60,000 49-60 months 6.84%

New and Used Motorcycle Loan Rates

1 Annual Percentage Rate as low as indicated, based on credit worthiness, and reflects a 0.25% discount on loans that have been authorized an electronic payment method.

2 New = 2017

3 Used = 2011-2016

4 CU does not finance Branded Title or Lemon Vehicles.

Payment Example: New Motorcycle loan of $20,000 for five years at 3.94% APR will have a monthly payment of $367.79

Kind Term APR
New Up to 36 months 3.94%
New Up to 60 months 4.19%
New Up to 72 month 4.44%
Used Up to 36 months 3.94%
Used Up to 60 months 4.19%

Recreational Vehicle Loan Rates

1 Annual Percentage Rate as low as indicated, based on credit worthiness, and reflects a 0.25% discount on loans that have been authorized an electronic payment method.

2 New = 2017, Used = 2011-2016

3 For terms over 120 months up to 180 months, the minimum loan amount is $50,000.

4 CU does not finance Branded Title or Lemon Vehicles.

Payment Example: New RV loan of $50,000 for five years at 4.49% APR will have a monthly payment of $931.92

Term APR
up to 60 months 4.49%
up to 120 months 4.99%
up to 180 months 5.49%