Succeed

SF Fire Credit Union’s low rates and minimal or non-existent fees help our members and community thrive and reach their goals.

Current Rates

Rates subject to change at any time without notice.

New Auto: 2018 or Newer

APR = Annual Percentage Rate. Rates effective are subject to change without notice.

All loans subject to credit approval. Rates will depend on individual’s credit, as well as amount financed, loan-to-value (LTV) ratio, and other vehicle characteristics. Speak to a loan officer for details.

Payment example – Assuming a $25,000 auto loan for 48 months at 2.49% APR the monthly payment will be $548. Other terms & rates available.

Term APR
1 to 48 Months 3.09%
49 to 60 Months 3.09%
61 to 72 Months 3.59%
73 to 84 Months 3.99%

Used Auto: 2013 – 2018

APR = Annual Percentage Rate. Rates effective are subject to change without notice.

All loans subject to credit approval. Rates will depend on individual’s credit, as well as amount financed, loan-to-value (LTV) ratio, and other vehicle characteristics. Speak to a loan officer for details.

Payment example – Assuming a $25,000 auto loan for 48 months at 3.75% APR the monthly payment will be $562. Other terms & rates available.

Term APR
1 to 48 Months 3.09%
49 to 60 Months 3.09%

Classic & Older Autos: 2009 – 2012

APR = Annual Percentage Rate. Rates effective are subject to change without notice.

All loans subject to credit approval. Rates will depend on individual’s credit, as well as amount financed, loan-to-value (LTV) ratio, and other vehicle characteristics. Speak to a loan officer for details.

Payment example: Classic auto loan of $30,000 for 48 months at 6.99% APR will have a monthly payment of $719. Other terms & rates available.

Term APR
1 – 48 Months 7.29%
49 – 60 Months 7.44%

New Motorcycles: 2018 or Newer

Term APR
1 to 36 months 4.49%
37 to 60 months 4.74%
61 to 72 months 4.99%

Used Motorcycles: 2013 – 2018

APR = Annual Percentage Rate. Rates effective are subject to change without notice.

All loans subject to credit approval. Rates will depend on individual’s credit, as well as amount financed, loan-to-value (LTV) ratio, and other motorcycle characteristics. Speak to a loan officer for details.

Payment example: New Motorcycle loan of $25,000 for five years at 6.74% APR will have a monthly payment of $596. Other terms & rates available.

Term Rate
1 to 36 Months 4.19%
37 to 60 Months 4.44%

New & Used Boats/Jet Skis/ATVs: 2013-2018

APR = Annual Percentage Rate. Rates effective are subject to change without notice.

All loans subject to credit approval. Rates will depend on individual’s credit, as well as amount financed, loan-to-value (LTV) ratio, and other Boat/Jet Ski/ATV characteristics. Speak to a loan officer for details.

Payment example: New Boat/Jet Ski/ATV loan of $75,000 for 48 months at 4.99% APR will have a monthly payment of $664. Other terms & rates available.

Term Rate
1 – 36 Months 4.59%
37 – 60 Months 4.99%
61 -120 Months 5.74%
121 – 180 Months 6.74%