Gretchen, rancher and craftmaker.
Putting her first since 2009.

SECURED LOANS

Get back on solid ground

Rebuild or establish your credit with a Secured Loan from SF Fire Credit Union

Maybe you want to establish or rebuild your credit. Maybe an unexpected expense is threatening to deplete your savings account. A secured loan could help you in these situations.

A cash deposit, cashier's check, or funds from your SF Fire Credit Union account provides the security for a loan, so you can start achieving your goals.

Apply or schedule an appointment over the phone from 7:00 a.m. to 8:00 p.m (Pacific Time), Monday – Saturday, by calling 888-499-FIRE (3473)

 

Certificate Pledge

What We Offer

Get our low rate of 3.0% above your current term certificate rate

Terms up to 60 months

Share Pledge

What We Offer

Get our low rate of 3.0% above your current share rate

Terms up to 60 months

Share Pledge Visa

What We Offer

Get our low rate of 10.25% APR

Security comes from funds in your Tiered Savings account

Secured Loan Rates

Type

Savings Secured (100% of pledged account(s))

TermAPR
up to 60 monthsShare rate + 3.00%
Type

Certificate Secured (100% of pledged account(s))

TermAPR
term of certificateCertificate rate + 3.00%

Secured (Savings or Certificate) Loans

Payment Example - Savings Secured: A loan amount of $3,000 for 60 months at 3.1% APR (savings rate + 3%) would have a monthly payment of $54.05. Other rates and terms are available.

Payment Example - Certificate Secured: A loan amount of $3,000 for 60 months at 5.65% APR (savings rate + 3%) would have a monthly payment of $57.52. Other rates and terms are available.

Discover More

Kundan, Bay Area artist.
Putting her first since 2016.
PLATINUM VISA CREDIT CARD

Say goodbye to credit card fees

Get the card that cuts out fees while giving you rewards, overdraft protection, and lower rates.

Learn More
Kundan, Bay Area artist.
Putting her first since 2016.
Kristin, proud senior dog parent.
Putting her first since 2014.
JOIN NOW

Come home to where the Bay Area banks

Join the best credit union in San Francisco. We put out members first, not profits. Let us help you achieve your goals.

Learn More
Kristin, proud senior dog parent.
Putting her first since 2014.

Let's Talk

As a local credit union, we measure our success one member at a time. We want to get to know you and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call or Chat

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM*

*Please note that 'After Hours Phone Support' is available outside of regular Contact Center Hours.

Chat Now

Stop by a branch

Branch hours
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

Find a Branch or ATM