Drive

Hit the road with a loan from SF Fire Credit Union.

Vehicle Loans

If there’s a new, used, or refinanced auto in your near future, be sure to think of SF Fire Credit Union when considering your financing options:
• Get preapproved in Online Banking or the Mobile Banking App
• Finish everything with one visit to a Credit Union Direct Lending (CUDL) dealership
• We also finance Private Party purchases
• We do not finance vehicles for commercial use, including Uber and Lyft
• 80K miles max for New & Used Auto, 100K miles max for Early Model & Classic

Key Features
Rates as Low as 2.69%1
Up to 125% Financing (including tax, license and warranty)
Terms up to 84 Months
No Prepayment Penalties
Dealership or Private Party Sales (In-State Only)
Ask for Out-of-State Private Party Financing Options
Refinancing of Non-SF Fire Credit Union Auto Loans
Guaranteed Asset Protection (GAP) Insurance Can Be Added To Total Amount Financed, Even Exceeding 100% Loan-to-Value

New Auto: 2012 or Newer

APR = Annual Percentage Rate. Rates effective are subject to change without notice.

All loans subject to credit approval. Rates will depend on individual’s credit, as well as amount financed, loan-to-value (LTV) ratio, and other vehicle characteristics. Speak to a loan officer for details.

Payment example – Assuming a $25,000 auto loan for 48 months at 2.49% APR the monthly payment will be $548. Other terms & rates available.

Term APR
1 to 48 Months 2.69%
49 to 60 Months 2.69%
61 to 72 Months 3.19%
73 to 84 Months 3.69%

Used Auto: 2012 or Newer

APR = Annual Percentage Rate. Rates effective are subject to change without notice.

All loans subject to credit approval. Rates will depend on individual’s credit, as well as amount financed, loan-to-value (LTV) ratio, and other vehicle characteristics. Speak to a loan officer for details.

Payment example – Assuming a $25,000 auto loan for 48 months at 3.75% APR the monthly payment will be $562. Other terms & rates available.

Term APR
1 to 48 Months 2.69%
49 to 60 Months 2.69%
61 to 72 Months 3.19%
73 to 84 Months 3.69%

Early Model & Classic Autos: 2008 – 2011 and “True Classic” Autos

APR = Annual Percentage Rate. Rates effective are subject to change without notice.

All loans subject to credit approval. Rates will depend on individual’s credit, as well as amount financed, loan-to-value (LTV) ratio, and other vehicle characteristics. Speak to a loan officer for details.

Payment example: Classic auto loan of $30,000 for 48 months at 6.99% APR will have a monthly payment of $719. Other terms & rates available.

Term APR
1 – 48 Months 6.99%
49 – 60 Months 7.09%

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