Repair

A secured loan could be your key to a better credit score or covering immediate expenses.

Personal Loans

A secured loan is a great resource for anyone who is looking for a loan to:

  • Establish credit
  • Re-establish credit, or
  • Find an alternative to depleting a savings account

The security for the loan must be a cash deposit or cashier’s check, or drawn from funds that have been in an SF Fire Credit Union account for at least 10 business days.

Certificate Pledge Loans

Key Features

  • Low rate of 3.0% above your current term certificate rate
  • Terms: up to 60 months for the term of certificate for certificate-secured

Share Pledge Loans

Key Features

  • Low rate of 3.0% above your current share rate
  • Terms: up to 60 months for share-secured

Share Pledge Visa

A Share Pledge Visa is a great resource for anyone who is looking to:

  • Establish credit
  • Re-establish credit, or
  • Find an alternative to depleting a savings account

Low rate of 8.50% APR1. The security for the Share Pledge Visa comes from funds already in a Tiered Savings account.

Shares Secured Loan Payment Example: Share rate plus 3.00%. Loan amount of $3,000 at 3.10% APR for 60 months has a payment of $55.

Certificate Pledged Loan Payment Example: Certificate rate plus 3.00%. Loan amount of $3,000 at 4.05% APR for 60 months has a payment of $56.

To apply in person, make an appointment by clicking here.

You can also apply over the phone from 7:00 a.m. to 8:00 p.m. (Pacific Time), Monday – Saturday, by calling (888) 499-FIRE (3473).

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