Steven, owner of Ciara West Equestrian.
Putting them first since 2015.
BUSINESS TERM CERTIFICATES

Maximize yield with our term certificates

With a minimum balance of just $250, and terms from 3 months to 5 years, we offer term certificates for every need.

Why SF Fire?

Minimum
$250
We Offer
Competitive
Terms
3 months

What exactly is a Term Certificate? It's what banks call a certificate of deposit. We're different than a bank, so we use a different term. An SF Fire Credit Union Term Certificate puts your business first; a certificate of deposit does not.

Our Term Certificates generally earn higher dividends than Tiered Savings Accounts, so if you can afford to lock up your money for a little while, this might be the account for your business. We'll keep it safe and sound, and, more importantly, make sure it grows.

 

To open an account, please give us a call or visit us at a branch.

Term Certificate Rates

Term

3 Month

Minimum Deposit/Minimum BalanceAPY*Dividend
$2500.90%0.90%
Term

6 Month

Minimum Deposit/Minimum BalanceAPY*Dividend
$2501.26%1.25%
Term

1 Year

Minimum Deposit/Minimum BalanceAPY*Dividend
$2501.66%1.65%
Term

18-Month Bump Up

Minimum Deposit/Minimum BalanceAPY*Dividend
$2501.66%1.65%
Term

2 Year

Minimum Deposit/Minimum BalanceAPY*Dividend
$2501.76%1.75%
Term

3 Year

Minimum Deposit/Minimum BalanceAPY*Dividend
$2501.87%1.85%
Term

5 Year

Minimum Deposit/Minimum BalanceAPY*Dividend
$2502.02%2.00%

Term Certificates have a required minimum deposit of $250.

APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days.

Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.

If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE (3473), from 7am to 8pm (Pacific Time) Monday through Saturday

Jumbo Term Certificate Rates

Term

3 Month

Minimum Deposit/Minimum BalanceAPY*Dividend
$100,0001.00%1.00%
Term

6 Month

Minimum Deposit/Minimum BalanceAPY*Dividend
$100,0001.36%1.35%
Term

1 Year

Minimum Deposit/Minimum BalanceAPY*Dividend
$100,0001.76%1.75%

Jumbo Term Certificates have a required minimum deposit of $100,000

APY= Annual Percentage Yield. The APY is the effective annual rate of return and assumes that the funds will remain in the deposit account for a full 365 days. Unless otherwise paid, excluding IRAs, dividends will be credited to your account and compounded every month.

Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.

If you have any questions or need current rate information on your accounts, please call 415-674-4800 or 888-499-FIRE (3473) from 7am to 8pm (Pacific Time) Monday through Saturday

Frequently Asked Questions

Discover More

Kundan, Bay Area artist.
Putting her first since 2016.
BUSINESS TERM LOANS

Strengthen or expand your business

Get the cash you need to expand, purchase new equipment, or take on new challenges

 

Learn More
Kundan, Bay Area artist.
Putting her first since 2016.
Nehemiah, international photographer.
Putting him first since 2012.
BUSINESS PLATINUM VISA CREDIT CARD

Get the business-friendly card that pays you back

Get rewards, overdraft protection, and more with the card that keeps up with your business. Avoid fees and get the credit you need without paying high rates.

 

Learn More
Nehemiah, international photographer.
Putting him first since 2012.

Let's Talk

We want to get to know your business and help you achieve your goals. Come into a branch or call us today. Our people are happy to serve you.

Call or Chat

(415) 674-4800
(888) 499-FIRE (3473)
Mon – Sat 7:00 AM – 8:00 PM*

*Please note that 'After Hours Phone Support' is available outside of regular Contact Center Hours.

Chat Now

Stop by a branch

Branch hours
Mon – Fri 8:30 AM – 6:00 PM
Saturday 8:30 AM – 3:00 PM

Find a Branch or ATM

We have fresh chocolate chip cookies every other Tuesday!