Plan ahead and reduce some of that holiday stress by opening and contributing to a Holiday Savings account throughout the year.


Stash away your holiday cash months in advance, and ensure the holidays don’t sneak up on you.

Key Features
No minimum balance
Earns a higher dividend than regular savings
Available for withdrawal every November 1
Deposit anytime, in any amount

APY = Annual Percentage Yield. Rates subject to change at anytime without notice. All savings rates are variable. This means that the dividend rate and annual percentage yield may change any time as determined by the Board of Directors
This rate schedule states rates applicable to specified accounts. Dividends are credited monthly, except in the instance of the Holiday Savings. For Holiday Savings, dividends will be credited at the time of distribution of funds. The dividend period varies depending on when the account is opened. This schedule is incorporated as part of your account agreement with SF Fire Credit Union. Fees or other conditions could reduce earnings on any of the listed accounts.

Account Type Min. Amount Min. Balance APY Dividend
Health Savings Account $0 $0 0.50% 0.50%
Holiday Savings $0 $0 0.50% 0.50%
Educational Savings $0 $0 0.25% 0.25%
IRA Savings $0 $0 0.25% 0.25%

Please contact our Contact Center to set up your Holiday Savings Account.