Plan ahead and reduce some of that holiday stress by opening and contributing to a Holiday Savings account throughout the year.


Stash away your holiday cash months in advance, and ensure the holidays don’t sneak up on you.

Key Features
No minimum balance
Earns a higher dividend than regular savings
Available for withdrawal every November 1
Deposit anytime, in any amount

Rates subject to change at any time without notice.

APY = Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Dividends are credited monthly, except for Holiday Savings. Holiday Savings Account dividends credited on November 1st. This schedule is incorporated as a part of your account agreement with SF Fire Credit Union.

Minimum balance requirements apply to average balance (amount of principal in account each day). All savings rates are variable. This means that the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.

Account Type Min. Amount Min. Balance APY Dividend
Health Savings Account $0 $0 0.50% 0.50%
Holiday Savings $0 $0 0.50% 0.50%
Educational Savings $0 $0 0.25% 0.25%
IRA Savings $0 $0 0.25% 0.25%

Please contact our Contact Center to set up your Holiday Savings Account.