Fee Schedule
Membership Fee
| Fee Description | Amount |
|---|---|
| Membership (non-refundable) | $5.00 |
ATM & Debit Fees
| Fee Description | Amount |
|---|---|
| Use of SF Fire Credit Union ATMs | No Fee |
| Use of CO-OP Network ATMs | No Fee and No ATM Surcharges |
| ATM Surcharge Rebates (Effective June 1st, 2018) | Up to 12 Per Month, Up to $4 Per Rebate |
| Use of ‘Out-of-Network’ ATMs (Effective June 1st, 2018) | No Fee and Up to 12 Surcharge Rebates Per Month |
| Point of Sale (POS) Transactions & Cash-Back at Retailers | No Fee |
| Foreign Currency Exchange | No Fee |
| Replacement Card | $5.00 |
| Copy of Debit Card Transaction Slip | $5.00 |
| ATM Deposit Adjustment Fee | $10.00 |
Checking Fees
| Fee Description | Amount |
|---|---|
| Checking Account | No Monthly Fee |
| Check Orders | Price Based on Style |
| Temporary Checks | $2.00 per set of 12 |
| Deposits per month up to 10 | No Fee |
| Deposits per month over 10 | $2.00 per deposit |
| Items per Deposit up to 25 | No Fee |
| Items per Deposit over 25 | $0.10 per item |
| Paid Items Per Month up to 200 | No Fee |
| Paid Items Per Month Over 200 | $0.20 per item |
Non Sufficient Funds (NSF) Fees
| Fee Description | Amount |
|---|---|
| Returned ACH Item | $25.00 |
| Returned Check Item | $25.00 |
| Paid NSF ACH Item | $25.00 |
| Paid NSF Check Item | $25.00 |
| Paid NSF Debit Card Transaction (Opt-In Required) | $25.00 |
Stop Payment Fees
| Fee Description | Amount |
|---|---|
| Check (Effective March 1st, 2017) | $15.00 |
| ACH Payment | $15.00 |
| Cashier Check | $15.00 |
| Official Check Replacement | $15.00 |
| Stop Payment or Replacement Cancellation | $15.00 |
Returned Item Fees
| Fee Description | Amount |
|---|---|
| Returned Deposit or Loan Payment | $15.00 |
General Fees
| Fee Description | Amount |
|---|---|
| Account Research/Reconciliation | $25.00 per hour |
| Official Check | No Fee |
| Collection Item/Foreign Item | $15.00 + Cost |
| Express Mail/Rush/Overnight Fee (Domestic) | $15.00 |
| Express Mail/Rush/Overnight Fee (International) | Price Based on Destination |
| Visa Gift Card | $2.00 |
| Inactive Account Fee (After one year of inactivity, if the aggregate deposit balance is $500 or less) | $3.00 per month |
| IRS Levy/Withholding/Judgement/Legal Order Processing | $50.00 per notice |
| Money Order | No Fee |
| Notary Service (Members) | No Fee |
| Notary Service (Non-Members) | $10.00 per signature |
| Signature Guarantee (Medallion Stamp) | No Fee |
Wire Transfer Fees
| Fee Description | Amount |
|---|---|
| Domestic (Incoming & Outgoing) | $15.00 |
| International (Incoming) | $15.00 |
| International (Outgoing) | $60.00 |
| Wire Amendment Fee | $25.00 |
Certificate of Deposit Fees
| Fee Description | Amount |
|---|---|
| Withdrawal Term less than 1 year | 45-Days Dividends |
| Withdrawal Term of 1 Year or Greater | 180-Days Dividends (Effective on March 1st, 2017) |
Credit Card Fees
| Fee Description | Amount |
|---|---|
| Cash Advance | No Fee |
| Balance Transfer | No Fee |
| Foreign Currency Exchange | No Fee |
| Late Payment | $15.00 |
| Over Credit Limit | No Fee |
| Copy of Credit Card Transaction Slip | $5.00 |
| Authorized User Card | $5.00 |
| Replacement Card | $5.00 |