At SF Fire Credit Union we work hard to provide relevant products at rates that are fair with low-to-no fees.

Fee Schedule

Membership Fee

Fee Description Amount
Membership (non-refundable) $5.00

ATM & Debit Fees

Fee Description Amount
Withdrawal at any ATM No Fee (Plus surcharge rebates on first 12 ATM withdrawals with surcharge)
Point of Sale (POS) Transaction Fee No Fee
Foreign Currency Exchange No Fee
Debit Card First 3 Authorized Users Free ($5.00 each additional)
Replacement Card $5.00
Copy of Debit Card Transaction Slip $5.00
ATM Deposit Adjustment $10.00

Checking Fees

Fee Description Amount
Checking Account No Monthly Fee
Check Orders Price Based on Style
Temporary Checks $2.00 per set of 12
Deposits per month up to 10 No Fee
Deposits per month over 10 $2.00 per deposit
Items per Deposit up to 25 No Fee
Items per Deposit over 25 $0.10 per item
Paid Items Per Month up to 200 No Fee
Paid Items Per Month Over 200 $0.20 per item

Non Sufficient Funds (NSF) Fees

Fee Description Amount
Returned ACH Item $25.00
Returned Check Item $25.00
Paid NSF ACH Item $25.00
Paid NSF Check Item $25.00
Paid NSF Debit Card Transaction (Opt-In Required) $25.00

Stop Payment Fees

Fee Description Amount
Business Check No Fee
ACH Payment $15.00
Cashier Check $15.00
Official Check Replacement $15.00
Stop Payment or Replacement Cancellation $15.00

Returned Item Fees

Fee Description Amount
Returned Deposit or Loan Payment $15.00

General Fees

Fee Description Amount
Account Research/Reconciliation $25.00 per hour
Cashier’s Check No Fee
Express Mail/Rush/Overnight Fee Domestic $15.00
Express Mail/Rush/Overnight Fee International Price varies based on destination
Visa Gift Card $2.00
Inactive Account Fee (After 1 year of inactivity) $5.00 per month
IRS Levy/Witholding/Judgement/Legal Order Processing $50 per notice
Money Order No Fee
Notary Service $10 per signature
Signature Guarantee (Medallion Stamp) – Members Only No Fee
Copy of Deposited Item $1.00
Deposit in Coin Machine 10% of deposited item
Rolled Coin Deposit $.05 per roll
Cash Deposit/Purchase (Paper Bills) 0.10% ($1.00 per $1000)
Disposable Deposit Bag At Cost
Remote Deposit Scanner At Cost

Wire Transfer Fees

Fee Description Amount
Domestic (Incoming & Outgoing) $15.00
International (Incoming) $15.00
International (Outgoing) $60.00
Wire Amendment Fee $25.00

Certificate of Deposit Fees

Fee Description Amount
Withdrawal Term less than 1 year 45-Days Dividends
Withdrawal Term of 1 Year or Greater 90-Days Dividends

Credit Card Fees

Fee Description Amount
Cash Advance No Fee
Balance Transfer No Fee
Foreign Currency Exchange No Fee
Late Payment $15.00
Over Credit Limit No Fee
Copy of Credit Card Transaction Slip $5.00
Authorized User Card $5.00
Replacement Card $5.00

Fee Schedule – Business - PDF