If you can afford to keep your money tucked away for a while, then a term certificate is the way to go. Term certificates generally earn dividends higher than tiered savings accounts.
|Low minimum balance of $250.00|
|3-month to 5-year terms|
|One-time “Rate Bump” option on 18-month CDs|
Term Certificates = Minimum deposit of $250 required.
APY = Annual Percentage Yield. The APY is the effective annual rate of return taking into account the effect of compounding interest, and assumes that the funds will remain in the deposit account for a full 365 days.
Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.
If you have any questions or need current rate information on your accounts, please call 415.674.4800 or 1.888.499.FIRE (3473) from from 7AM to 8PM (Pacific) Monday – Saturday.
|Term||Min. Deposit||Min. Balance||APY||Dividend|
|18 Month Bump Up||$250||$250||0.30%||0.30%|