You might have heard a lot about credit unions and wondered what makes us different than banks. While credit unions provide many of the same services as traditional banks, there are key differences.
What Is a Credit Union?
A Credit Union is a not-for-profit financial cooperative, much like your favorite food or building co-op, and is owned by the members; there are no “shareholders”. Usually a Credit Union serves a particular demographic or profession, such as firefighters, and often also serves the local community at large. Any profits made are returned to the members through low rates on loans, competitive rates on savings, and as few fees as possible.
This philosophy is exemplified in our mission statement: Built by San Francisco Firefighters and committed to the financial safety and security of our community.
Who Can Join SF Fire Credit Union?
We are an “open charter” credit union – meaning that our membership is not exclusive to our firefighting community. If you belong to any one of the following groups, you’re eligible for membership at SF Fire Credit Union:
- Individuals who live, work, worship or attend school in San Francisco, San Mateo or Marin County
- San Francisco Firefighters (Active or Retired)
- Firefighters in San Francisco, San Mateo or Marin County (Active or Retired)
- Members and Employees of Local IAFF 1171 – Santa Clara City Firefighters
- Active members of the California State Firefighters’ Association
- Family of SF Fire Credit Union members (Spouses and Domestic Partners; Parents, Grand- and Great-Grand Parents, Children, Grand- and Great-Grand Children; Siblings; Fathers-, Mothers-, and Siblings-in-Law; and the Spouses, Domestic Partners and Children of the family members listed.)
We welcome you to apply, and our Contact Center is here to answer any additional questions you might have.
How Do I Join?
You may apply for membership online using the “Join Now” link below. For other options, such as downloading a paper application packet, please click the “Other Ways to Apply” link.