We are required to notify our members annually of their privacy rights. Financial institutions choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. If you have responded to us in the past, that response still applies.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- Income and payment history
- Transaction history and credit history
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons SF Fire Credit Union chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does SF Fire Credit Union share?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||YES||NO|
|For our marketing purposes – to offer our products and services to you||YES||NO|
|For joint marketing with other financial companies||YES||YES|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||NO||WE DON’T SHARE|
|For our affiliates’ everyday business purposes – information about your creditworthiness||NO||WE DON’T SHARE|
|For nonaffiliated to market to you||NO||WE DON’T SHARE|
What we do
How does SF Fire Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does SF Fire Credit Union collect my personal information?
We collect your personal information, for example, when you:
- Open an account or apply for a loan
- Pay your bills or use your credit or debit card
- Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliated to market to you
State laws may give you additional rights to limit sharing.
|Affiliates||Companies related by common ownership pr control. They can be financial and non financial companies. SF Fire Credit Union has no affiliates.|
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and non financial companies. SF Fire Credit Union does not share with nonaffiliates.|
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial services and insurance companies.|
Other important information
Children’s Online Privacy Protection Act Rule – the law requires parental consent to collect or use information from a child under 13 years of age. If you are a child under 18 years of age, please show this to your parent(s), and do not use the online services of this institution without disclosure to parent(s) and verifiable parental consent pursuant to the Children’s Online Privacy Protection Act.
To limit our sharing
Complete and return this PDF form
If you have any questions about our Privacy Notice, please contact us.