Succeed

SF Fire Credit Union’s low rates and minimal or non-existent fees help our members and community thrive and reach their goals.

Current Rates

Rates subject to change at any time without notice and are effective as of June 30, 2014.

All savings rates are variable. This means that the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.

Tiered Savings Account Rates

*Rates subject to change at any time without notice.

APY = Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Dividends are credited monthly. This schedule is incorporated as a part of your account agreement with SF Fire Credit Union.

All savings rates are variable. This means that the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.*

Min. Balance APY* Dividend
$0 0.10% 0.10%
$10,000 0.15% 0.15%
$50,000 0.20% 0.20%
$100,000 0.25% 0.25%

Regular Term Certificate Rates

Minimum Deposits

Term Certificates = Minimum deposit of $250 required.

If you have any questions or need current rate information on your accounts, please call 415.674.4800 or 1.888.499.FIRE (3473) from 6AM to 10PM (Pacific) seven days-a-week.

Term Min. Deposit Min. Balance APY* Dividend
3 Month $250 $250 0.15% 0.15%
6 Month $250 $250 0.20% 0.20%
1 Year $250 $250 0.30% 0.30%
18 Month Bump Up $250 $250 0.30% 0.30%
2 Year $250 $250 0.45% 0.45%
3 Year $250 $250 0.80% 0.80%
5 Year $250 $250 1.21% 1.20%

Jumbo Term Certificate Rates

Jumbo Certificates = Minimum deposit of $100,000 required.

APY = Annual Percentage Yield. Unless otherwise paid, excluding IRA’s, dividends will be credited to your account and compounded every month.

Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.

Term Min. Deposit Min. Balance APY Dividend
3 Month $100,000 $100,000 .20% .20%
6 Month $100,000 $100,000 .25% .25%
1 Year $100,000 $100,000 .35% .35%

Fixed IRA Certificate Rates

Account Type APY Dividend
1 Year 0.30% 0.30%
18 Month Bump Up 0.30% 0.30%
2 Year 0.45% 0.45%
3 Year 0.80% 0.80%
5 Year 1.21% 1.20%

Variable IRA Certificate Rates

APY = Annual Percentage Yield. Unless otherwise paid, excluding IRA’s, dividends will be credited to your account and compounded every month.

IRA Certificates (Traditional, Roth, Educational Savings, Simplified Employee Pension Plan) = Minimum deposit of $100 required.

If you have any questions or need current rate information on your accounts, please call 415.674.4800 or 1.888.499.FIRE (3473) from 6AM to 10PM (Pacific) seven days-a-week.

Account Type APY Dividend
60 Month 0.53% 0.53%

Savings Account Rates

Rates subject to change at any time without notice.

APY = Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Dividends are credited monthly. This schedule is incorporated as a part of your account agreement with SF Fire Credit Union.

Minimum balance requirements apply to average balance (amount of principal in account each day). All savings rates are variable. This means that the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.

Account Type Min. Amount Min. Balance APY* Dividend
Health Savings Account $0 $0 1.11% 1.10%
Holiday Savings $0 $0 0.50% 0.50%
Educational Savings $0 $0 0.25% 0.25%
IRA Savings $0 $0 0.25% 0.25%

Checking Account Rates

APY = Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Dividends are credited monthly. This schedule is incorporated as a part of your account agreement with SF Fire Credit Union.

Minimum balance requirements apply to average balance (amount of principal in account each day). All savings rates are variable. This means that the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.

Minimum Deposit Minimum Balance APY Dividend
$0 $0 0.00% 0.00%