Rates subject to change at any time without notice.
Signature Loan Rates
Rate shown is annual percentage rate (APR) and subject to change without notice.
Payment Example: A $5,000 personal loan with a rate of 10.74% for 48 months has a monthly payment of approximately $465. Total finance charge is approximately $1156.53. Other terms & rates available.
Rates and conditions are subject to change without notice. Special terms and conditions apply. Minimum loan amount is $500.00. Maximum loan amount is $20,000.
|1 to 12 Months||10.74%|
|13 to 24 Months||10.99%|
|25 to 36 Months||11.24%|
|37 to 48 Months||11.49%|
Holiday Loan Rates
APR = Annual Percentage Rate based on credit worthiness.
The maximum aggregate unsecured credit limit is $50,000 per member.
|Min. $500 – Max $10,000||up to 12 Months||8.74% – 13.74%|
Secured Loan Rates
Secured (Savings or Certificate) Loans
Shares Secured Loan Payment Example: Share rate plus 3.00%. Loan amount of $3,000 at 3.10% APR for 60 months has a payment of $55.
Certificate Pledged Loan Payment Example: Certificate rate plus 3.00%. Loan amount of $3,000 at 4.05% APR for 60 months has a payment of $56.
|Savings Secured (100% of pledged account(s))||up to 60 Months||Share rate + 3.00%|
|Certificate Secured (100% of pledged account(s))||term of certificate||Certificate rate + 3.00%|
Solar Panel Loan Rates
Solar Panel Loans
A signed contract for solar panel purchase is needed prior to loan funding.
This loan program is for single-family homes and the borrower must live in the property.In addition to the above conditions, the following are required with regard to a contractor being used for any loan over $25,000:
Payment Example: Loan amount of $50,000 at 6.49% APR for 60 months has a payment of $978.07. Other terms and rates offered.
|Minimum amount: $5,000||up to 60 Months||6.99% – 8.99%|
|Minimum amount: $10,000||61-84 Months||6.99% – 8.99%|
|Minimum amount: $15,000||85-120 Months||6.99% – 8.99%|
|Minimum amount: $20,000||121-180 Months||7.99% – 9.99%|
|Minimum amount: $25,000||181-240 Months||8.99% – 10.99%|
Pre K-12 Tuition Loans
All loans subject to credit, income verification and debt qualification. Rates subject to change at any time.
Payment Example: Loan amount of $6,000 at 7.24% APR for 12 months has a payment of $520. Other terms & rates available.
|Up to 24 Months||6.99%|