Transfer Your Balances Before February 29th and Earn Extra Awards Points*
Free yourself from credit card companies who charge high rates and steep fees by transferring balances to your SF Fire Credit Union Platinum Visa. Rates as low as 7.50%** and a free rewards program that offers cash back, gift cards at popular retailers, or unrestricted travel make our card a smart financial choice for 2016.
If you already have an SF Fire Credit Union Platinum Visa, it’s easy to transfer balances within Online Banking. If you don’t have our card yet, our Loan Application within Online Banking makes it very easy to apply and set up your balance transfers upon approval. You can also apply directly within our Mobile Banking apps as well.
If you prefer to speak with someone over the phone, one of our Contact Center Representatives can help you make a balance transfer from your current credit card to your SF Fire Credit Union Platinum Visa, seven days a week from 6:00 a.m. to 10:00 p.m. (Pacific) at 1 (888) 499-FIRE (3473).
Printable balance transfer forms can be found here. These may be returned to our California Street branch:
San Francisco Fire Credit Union
3201 California Street
San Francisco, CA 94118
*Limited-time promotional offer on Extra Awards points for balance transfers made between January 16, 2016 and February 29, 2016. Sufficient funds must be available on your Visa card to complete the transaction. Points earned for balance transfers, with balance transfers eligible for points not to exceed credit limit. After the promotional offer period, Extra Awards points are earned by making purchases only. Cash advances are not eligible for Extra Awards points. Balance transfers and cash advances will be at the same rate as purchases, with the only difference being that finance charges begin occurring immediately (purchases have a 25-day grace period). There is no balance transfer or cash advance fee. Please refer to our Visa Disclosure for details on how interest rate charges are applied to balances transferred.
**Variable Rate Visa: Rate adjusts quarterly and equals Prime Rate for previous month plus a margin of 4.00% – 10.00%, depending on credit worthiness. The Prime Rate (as of December 17th, 2015) is 3.50% for a current rate as low as 7.50%. The statement closing date is the 15th of each month and the payment due date is the 12th of each month. Therefore, the number of days between your statement closing date and your payment due date (the grace period) may vary from one billing cycle to another. Late fees are assessed if your account is more than 15 days late.