Latest News

Keeping you updated on what’s happening at SF Fire Credit Union.


Pre-Owned Car Sale, April 18th & 19th

Save the date! Join us Saturday, April 18th from 9am to 6pm and Sunday, April 19th from 10:00 a.m. to 5:00 p.m. at 200 California Avenue in Treasure Island for our Pre-Owned Car Sale.

Convenience is Key

Our loan officers will be present both days of the car sale to answer any financing questions you may have, and to help guide you through the process if this is your first auto purchase.

Great Selection

We work with AutoNation, who provides us with the most popular makes and models on the market. All of the cars present will be Certified Pre-Owned and Used vehicles. We’ve worked with the dealers to ensure that the sticker price reflects Kelley Blue Book pricing.

Please watch this space the week of the event for an inventory list. If you have any questions about specific cars before the car sale, please contact CarsNet at (714) 701-9186, ext. 1.

We look forward to seeing you this weekend!

Shred Days 2015 (Sensitive Document Destruction)

Join us the last week of April for SF Fire Credit Union’s Annual Shred Day (dates below!)

An industrial shredding truck will be on-site at our California Street, Stonestown, Pacifica and Mint Plaza Branches and you’re invited to bring any personal documents to be destroyed.

Monday, April 27th: Mint Plaza Branch (12 Mint Plaza): 11AM-3PM
Monday, April 27th: Pacifica Branch (1220 Linda Mar Blvd.): 11AM-3PM
Thrusday, April 30th: California Street Branch (3201 California Street): 9AM-5PM
Friday, May 1st: Stonestown Branch (565 Buckingham Way): 9AM-5PM

Take advantage of this opportunity to get rid of the piles of old paperwork you have laying around. Avoid the possibility of your information or identity being stolen by disposing of confidential or financial documents in a safe way by bringing them to the Credit Union where they’ll be DESTROYED on the spot.

Items besides paper and cardboard that can be shredded include:

  • Credit Cards
  • CD-ROMs/CD-Rs/DVDs
  • X-Rays
  • Videotapes
  • Cassette Tapes

If you are unable to make it to one of our branches during the last week of April, please keep in mind that we have shred bins in all of our branches. You’re welcome to drop off your sensitive documents to be destroyed anytime during our normal branch hours.

Lastly, you do NOT need to remove paper clips, staples or binder clips. See you then!

Apple Pay Available March 17, 2015

We’re excited to announce that starting March 17th members will be able to make payments with their SF Fire Credit Union debit or credit cards through Apple PayTM!

Apple Pay allows a person to pay at stores and within other apps by placing their finger on their iOS device’s Touch ID button. It’s currently available on Apple’s iPhone 6, iPhone 6 Plus, iPad Air 2, and iPad Mini 3 models.


We’ve compiled a list of FAQs to help get you better acquainted, or to help with troubleshooting any issues you may run into. If you don’t find the answer to your question, please feel free to contact us and we’ll be happy to help you.

6th Annual Battle of the Bay Charity Hockey Game - May 9, 2015

Come cheer on the Oakland Firefighters Local 55 and the Marin Professional Firefighters Local 1775 Hockey Clubs in an epic game that will benefit the Miley McCrary Angel Fund

When: Saturday, May 9, 2015
Where: Vacaville Ice Sports, 501 Davis St, Vacaville, CA 95688
Cost: $15.00

For tickets or more information, please contact:

Jim Halpin:
Tom Moran:

Money Smarts: Assets and Liabilities

You may often hear talk about assets and liabilities, whether it’s on a television show about money, the internet or in books. What are assets and liabilities and how might they impact you and your financial health? Let’s take a look:

Assets: Assets are anything of value that you own. Examples of assets include: cash, funds in savings accounts (CDs, money market, IRAs), valuables (like jewelry or antiques), vehicles that you own outright and real estate (the current market value of the property, even if you still have a mortgage).

Liabilities: A liability is anything that you owe to someone. Although we mentioned above that real estate counts as an asset, the amount you owe on that property falls under the liabilities category. Other examples of liabilities include: credit card debt, student loans, vehicle loans, etc.

Understanding what your assets and liabilities are can help you to grasp your full financial picture, and help with calculating your net worth. Your net worth is your assets minus your liabilities.

Net worth = Assets – Liabilities

Reminder: Calling Within the 415 Area Code

We’d like to remind members that if you are calling our local number (415) 674-4800 from within the 415 area code, that you will need to dial 1+ the full 10 digit number if calling from a land line, or if calling from a mobile phone, dial the full 10 digit number.

For more information on this change, please refer to the Public Utilities Commission’s announcement:

Refresh Your Portfolio with a Financial Check-Up

Do you own investments that you’ve held for years? Are you fuzzy on the objective of the funds and how they have performed relative to their benchmarks? Has it been a while since anyone has taken time to review and analyze your holdings? If this sounds like you, the New Year presents an opportunity to conduct a portfolio check-up with our CFS* Financial Advisors. We employ tools to help analyze our members’ fund positions.

Rebalance to Avoid Unnecessary Risk

Rebalancing can be a crucial element in helping to reduce risk while ensuring a portfolio remains aligned with an investor’s intended investment plan. Over time, the asset mix in a portfolio can begin to drift from its original allocation – this is especially true during periods of extreme volatility. If an asset class performs well for an extended period of time, it can grow to become a higher percentage of a portfolio and subsequently have a much higher impact on the intended overall risk and return of the portfolio going forward.

Message from the President - Ringing in the New Year

On behalf of all of us at SF Fire Credit Union, I hope a wonderful holiday season was had by all. It can be such a busy time of year, brimming with plans to spend time with families, friends, and loved ones. But despite this, what our members continue to demonstrate year-after-year is an unwavering support of our efforts to raise funds for the SF Firefighters Toy Program. Thank you so much for your donations, which totaled over $15,000 this season and will benefit a program which is the oldest of its kind in the United States and helps over 40,000 children a year.

The year we leave behind was a good one for SF Fire Credit Union. The Bay Area’s economy is well into its recovery, certainly in regards to the jobs and real estate markets. The credit union’s financial performance remained strong, with steady growth and continued profitability. Our capital reserves now stand at $79 million, helping to ensure we’ll be here to meet your financial services needs well into the future. We’re committed to providing an exceptional service experience, and worked hard to become a better credit union. Our Real Estate program was completely revised, and now offers members a streamlined and communicative process. We believe knowledge is empowering, and expanded our educational seminar topics to include investing, healthcare, real estate, car buying, and credit scores. Protecting your accounts from fraudulent activity is a priority, so we made it possible to load travel notifications for your debit and credit cards within online and mobile banking. Time is valuable, and you should to be able to do business based on your schedule, not ours. We understand this, and expanded the appointment making tool on our website to include new membership, new accounts, consumer loans, real estate, investments, business services, and notary public. Recognizing the increasing use of mobile phones and tablet devices to browse the internet, we launched a new public website which is more informative and easier to read on screens both big and small. And finally, we completed the remodel of our California Street location. The Main Branch expanded the areas designated for real estate and business lending, which we feel was necessary to provide members with a better service experience.

Chip-enabled Credit Cards Coming in May 2015

SF Fire Credit Union will be implementing chip technology into our credit cards beginning in May 2015. Our new credit cards will feature a microchip in addition to the magnetic stripe that is currently used by merchants when you perform transactions at terminals.

Chip cards will improve the security and global usability of your card, and we will begin issuing them to replace expiring cards starting in May. By the end of 2015, all SF Fire Credit Union Visa Credit Cards will be replaced with new chip-enabled cards.

Chip cards contain encrypted information that make it difficult for the card to be counterfeited. At merchants that use chip terminals, the card and terminal work together to add an additional layer of security to the transaction.

Now Accepting Donations for SF Firefighters Toy Program

The SF Firefighters Toy Program distributes toys seasonally to over 40,000 kids in need and responds on a year-round basis to children and families in crisis. They are the oldest volunteer-run program of their kind in the nation and rely solely on donations.

Help Us Raise $20,000 for the SF Firefighters Toy Program

There are many ways you can help support the Toy Program this holiday season:

  • Donate in Online Banking, in one of our branches, or over the phone
  • Bring unwrapped toys to one of our branches, or to any San Francisco firehouse

For more information, login to Online Banking or call us at (888) 499-FIRE (3473).

Annual Employee Bake Sale on December 17th

Cookies, cupcakes and other sugary items baked by staff will be available for sale at our California Street branch on December 17th. Please drop by to pick up some goodies and support a terrific cause.