Whether you’re already carrying an SF Fire Credit Union Platinum Visa, or you’ve yet to apply, we want to make sure you’re aware of all of the great benefits of being a cardholder – benefits that can come in handy especially when traveling.
NO FOREIGN CURRENCY EXCHANGE OR TRANSACTION FEES
For frequent world travelers, you might be familiar with a 1-3% fee that is commonly charged when you make a transaction using cards from other financial institutions. When you use your SF Fire Credit Union Platinum Visa, you will not receive a foreign transaction fee charge or exchange fees, which can make keeping track of what you’re spending a little easier.
NO OVERLIMIT FEE
Speaking of keeping track of your spending while abroad, sometimes
miscalculations can happen (or emergencies). In the event that you go over your credit limit, it could be comforting to know that we do not charge overlimit fees.
A SOURCE OF OVERDRAFT PROTECTION FOR YOUR CHECKING ACCOUNT
Much like giving our members some wiggle room by not charging an overlimit fee, you have the option to link your card to your checking account to use your Visa as a source of backup funds. Set this up within Online or Mobile Banking, or by contacting us.
VISA TRAVEL SERVICES
Visa offers a robust set of services for our members, they include:
- Auto Collision Waiver: As long as you pay for your rental car with your Visa, your rental will have coverage at no additional charge that will reimburse for damage due to collision or theft .
- Travel Emergency Assistance Services: Available 24 hours a day, 365 days a year, this service includes help with lost luggage location, ticket replacement, legal and medical referrals, and more.
POINTS EARNED ON PURCHASED WITH NO ANNUAL FEE
Lastly, all of that spending will help you earn Extra Awards points – where, for every dollar you spend, a point is earned that can be redeemed for cash, gift cards or future flights.
TO APPLY, LOG IN TO ONLINE BANKING