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Latest News & Firefighter's Corner

25th Annual Old-Timers' Night Dinner

The 2017 Phoenix Society of San Francisco invites you to join us at our 25th Annual Old-Timers’ Night Dinner

Honoring Retired S.F.F.D. Veterans:

CAPT. Greg Stewart – FF E29, Lt E1, T1, E35, E7, T7, E11, T11, E32, E21 Swing, E33, Capt. Radio, R48, E9, Lt. Fireboat, E18, Capt Support Services, BOE, Airport

FF Jim Gallagher – FF T13, Old E19, E14, T14

DEP. CH. Joe Asaro FF E33, E40, E29, Lt. E43, Capt. Rescue 1, T12, E5, T1, T15, E20, E15, T-BAT, 5,6,9,10 Asst. Ch. Training, ADC Training, Deputy Chief CD3

DEP CH. Ray Balzarini – FF E7, Rescue 1, Lt. Training, E1 Swing, Capt. Airport 1 & 3, Bat. Chf. BAT 1 & 3, ADC Airport, DC CD2,

ASST. CH. Jack Hickey – FF Sal. 1, Old E6, T5, Lt. Rescue 2, E38, E36, Capt. E36, Bat. Chf., BAT 2, Hazmat, Asst. Chf BFI

Wednesday, November 1, 2017
Spanish Cultural Center- Patio Español
2850 Alemany Blvd. at Farragut Ave., San Francisco

No-host Cocktails: 6:00pm – Dinner: 7:00pm

Dinner Choices: $55 per person
New York Strip Roast with Mushroom Sauce or
Poached Salmon with Champagne Sauce or
Breast of Chicken with Sherry Cream Sauce

Vegetarian & Children’s Meals: $35 per person

Reservations needed! Deadline: Friday, Oct. 27th
Call early to arrange a table for your group (up to 10 per table).

For phone reservations call Phil Reid after Sept. 30th at: (415) 285-7392

Run Wild San(ta) Francisco

Register now for the Run Wild San(ta) Francisco 5K and Kids Dash – the original SF Santa Hat Run.

Sunday, December 3rd at Crissy Field, San Francisco (East Beach)
Register at

6:30AM – Check in Opens
8:00AM – 5K Race Start
8:30AM – Post Race Festival Opens
9:00AM – Kids 100 Yard Dash
9:15AM – Awards Ceremony

This event benefits the San Francisco Firefighter’s Toy Program.
The San Francisco Fire Fighter’s Toy Program will be onsite race day accepting donations of new unwrapped toys. Racers are encouraged to bring a new, unwrapped toy or two on race day to donate and/or to make a donation when you register. Any donation above your entry fee will be given to the San Francisco Fire Fighter’s Toy Program and is 100% tax deductible.

11th Annual Johnny V. Memorial Toy Run

Wind & Fire MC – Barbary Coast Chapter – San Francisco

presents “The 10th Annual Johnny V Memorial Toy Run”
Saturday, November 4th, 2017
2225 Jerrold Street, San Francisco, CA

Registration: 10 a.m. – 11:30 a.m.

Donation: $25 (Rider $5)
with New Unwrapped Toy

A run dedicated to benefit, “Local798’s”, San Francisco Firefighters Toy Program, In Memory of (Firefighter, Brother, Toy King) John Voelker, “Johnny V”

Disaster Relief: How Our Members Can Help

The news and images from Hurricanes Harvey and Irma have been heartbreaking. In true credit union spirit, many members have asked how they can help.

There are many channels for providing aid. Unfortunately, some people take advantage of disasters to solicit funds under false pretenses. It is important to verify that any organization you help is legitimate. Consumer Reports and Charity Watch are two examples of organizations that provide evaluations that could be helpful to you.

One great way of supporting Firefighters and other first responders is to donate to the International Association of Fire Fighters Foundation at

Other examples of ways to contribute include:

  • Donating money or blood to the Red Cross.
  • Donating money to the Humane Society of America

Additionally, the National Credit Union Foundation has activated an online disaster relief system,, to raise money for credit union members, employees, and volunteers in the disaster areas. You can find information and donate at

Important Election Notice

The Annual Meeting of the Members and elections of the Board of Directors and Supervisory Committee will be held on Presidents Day, Monday, February 19th, 2018, at the Spanish Cultural Center located at 2850 Alemany Blvd. in San Francisco.

There are three volunteer official positions up for election. Nomination petitions must be recieved at the Main Branch of SF Fire Credit Union by November 22nd, 2017.

To obtain additional information regarding election procedures, write to:
SF Fire Credit Union
ATTN: Jennie-Sue Nuccio
3201 California Street, San Francisco, CA 94118.

Changes to ACH Debits

As of September 15th, 2017 originators of ACH debit transactions will have the option of processing and settling transactions (debiting your account) on the same day the payment was scheduled. This change is being implemented at all financial institutions in the United States, so it’s important to be aware of how your transactions may be affected.

What is an ACH Debit?

A payment initiated by any given originator using your routing and checking account number.

Who is an Originator?

An originator is any entity – such as a merchant or another Financial Institution – that can initiate an ACH transaction. Examples include:

  • A merchant such as Comcast processing (debiting) a payment for a monthly bill from your account.
  • A lender such as Wells Fargo processing (debiting) a mortgage or consumer loan payment from your account.
  • Another bank or credit union initiating a transfer of funds, pulling from your account at SF Fire Credit Union and depositing to an account at that institution.

Debits May Clear Your Account the Same Day As Scheduled

Up until now these ACH transactions (once they have been initiated on the scheduled due date ) have typically required 1-3 business days to post against (to be debited from) your checking account. Originators will now have the option of “Same Day Debits”. This means a payment or transaction scheduled for on a particular date could clear (be debited from) your checking account with SF Fire Credit Union that same day. It will be up to each individual originator to decide whether to exercise this same-day debit option and cause this change.

Managing Your Expectations

Previously, it was common to schedule a payment with a merchant, have the payment credited to your loan or bill that day, and then still have time to make a deposit or transfer to your SF Fire Credit Union checking account prior to the payment clearing your account. This may no longer be a safe strategy, as you should assume the payment could be taken the same day.

Possible Consequences

It is possible you will see payments rejected if they post to your account sooner than you expected. This could trigger returned item fees from both the Credit Union and the originator.

What You Can Do To Prepare

You may need to adjust when you schedule payments and transfers. There are a few options to consider:

  • Contact originators of ACH debit transactions to change any automatic payment dates or due dates.

  • Adjust dates of scheduled transfers to or from your SF Fire Credit Union checking account

  • Review your Overdraft Protection options for your SF Fire Credit Union checking account, to cover any of these same-day debits.

If you have any questions or need assistance reviewing your Overdraft Protection options or account history, please feel free to contact us at 1.888.499.3473 during our Contact Center hours, 7 am – 8 pm, Monday through Saturday, or visit our branches 8:30 am – 6:00 pm, Monday through Friday, and 8:30 am – 3:00 pm on Saturday.

Turn the Keys On Great Auto Loan Rates

Car dealers can’t wait for 2018. Model year-end clearance prices make this a great time to finance cars from 2017 or older. Auto loan rates with SF Fire Credit Union start as low as 2.69%*.

Getting Started: Finding the Right Car For You

Whether looking for a car to get to work or for your child starting college, now is the time to take advantage of great deals offered by car dealerships. You can start your search for the perfect car by using our Auto Buying Services: Autoland or AutoSmart.

  • Autoland is a complete car buying service – agents will help identify, purchase, and even deliver your car to you.
  • AutoSmart allows you to find the vehicle you want at a convenient dealership that participates in the Credit Union Direct Lending (CUDL) program.

Buy Out A Lease Or Refinance For Better Rates

Our rates are not just for purchasing a vehicle from a dealership. They also apply to private party sales, lease buy-outs, or refinancing a loan you have elsewhere for a better rate or lower monthly payments.

Click here for additional details on rates, features, and requirements for our auto loans.

*Annual Percentage Rate as low as indicated, based on credit worthiness. A $50 fee will be applied when refinancing an existing SF Fire Credit Union auto loan.

2017 San Francisco First Responders Stair Climb

SF Fire Credit Union is proud to support the 2017 San Francisco First Responders Stair Climb.

The San Francisco First Responders Stair climb was started to bring awareness and support to first responders suffering from Post Traumatic Stress Injuries. We hold the event each year around the time of 9/11 in remembrance of those that gave their lives and those Fire Fighters, Police EMS and dispatchers whose lives are forever affected by exposure to traumatic events. The non-profit funds raised will pay for first responders throughout the state of California to attend PTSD programs. We climb to save the lives of those that save yours.

Date and Time: Saturday, September 9th 2017. 9AM to 2PM.

Building Location: 555 California Street

Number of floors: 52 above the mezzanine / 1197 stairs

Map and Directions: 555 California Street.

To Register please visit

For More Information please visit