Preview Our New Website!

We’re excited to announce that www.sffirecu.org is getting an entirely new look! Our new website will replace the current website on July 31, and is optimized for mobile and tablet devices.



Fee Schedule - Business

Membership Fee—Business

Membership (non-refundable) $5.00


ATM & Debit Fees

Withdraw at any ATM No Fee (Plus surcharge rebates on first 12 ATM withdrawals with surcharge)
Point of Sale (POS) Transaction No Fee
Foreign Currency Exchange No Fee
Debit Card (Standard) First 3 Authorized Users – Free (then $5.00 for each additional)
Custom Image Card $5.00
Replacement Card $5.00
Copy of Debit Card Transaction Slip $5.00
ATM Deposit Adjustment Fee $10.00


Business Checking Fees

Checking Account No Monthly Fee
Check Orders Price varies based on style
Temporary Checks (set of 12) $2.00
Deposits Per Month (Up to 10) No Fee
Deposits Per Month (Over 10) $2.00 per deposit
Maximum Items Per Deposit (Up to 25) No Fee
Maximum Items Per Deposit (Over 25) $0.10 per item
Paid Items Per Month (Up to 200) No Fee
Paid Items Per Month (Over 200) $0.20 per item


Non-Sufficient Funds (NSF) Fees

Returned ACH Item $25.00
Returned Check Item $25.00
Paid NSF ACH Item $25.00
Paid NSF Check Item $25.00
Paid NSF Debit Card Transaction (Opt-In Required) $25.00

[Top of Page]

Stop Payment Fees

Business Check No Fee
ACH Payment $15.00
Cashier’s Check $15.00
Official Check Replacement $15.00
Stop Payment or Replacement Cancellation $15.00


Returned Item Fees

Returned Deposit or Loan Payment $15.00


General Fees

Account Research/Reconciliation $25.00 per hour
Cashier’s Check No Fee
Collection Item/Foreign Item $15.00 + Cost
Express Mail/Rush/Overnight Fee (Domestic) $15.00
Express Mail/Rush/Overnight Fee (International) Price varies based on desination
Visa Gift Card $2.00
Inactive Account Fee (After one year of inactivity) $5 per month
IRS Levy/Withholding/Judgment/Legal Order Processing $50 per notice
Money Order No Fee
Notary Service $10 per signature
Signature Guarantee (Medallion Stamp) No Fee (Members Only)
Copy of Deposited Item $1.00
Deposit in Coin Machine 10% of deposited item
Rolled Coin Deposit $.05 per roll
Cash Deposit/Purchase (paper bills) 0.10% ($1 per $1,000)
Disposable Deposit Bag At Cost
Remote Deposit Scanner At Cost

[Top of Page]

Wire Transfers

Domestic (Incoming & Outgoing) $15.00
International (Incoming) $15.00
International (Outgoing) $60.00
Wire Amendment Fee $25.00


Certificates of Deposit

Term of Less than 1 Year 45-Days Dividends
Term of 1 Year or Greater 90-Days Dividends


Credit Card Fees

Cash Advance No Fee
Balance Transfer No Fee
Foreign Currency Exchange No Fee
Late Payment Charge $15.00
Over Credit Limit No Fee
Copy of Credit Card Transaction Slip $5.00
Custom Image Card No Fee (One new image every two years, otherwise $5.00)
Authorized User Card $5.00
Replacement Card $5.00

[Top of Page]