Welcome to SF Fire Credit Union, Where You are the Owner
We feel that it is our responsibility to provide you with quality products and services to suit your financial needs.
On the following pages, we give you important terms and conditions relating to your deposit accounts with San Francisco Fire Credit Union. Please read them carefully. If you have any questions after reading the information, please feel free to talk to us. Remember, we are your personal, full-service financial institution.
When you open an account with us, you agree to the terms and conditions described in these disclosure and agreement pages. These terms and conditions are governed and interpreted according to California and federal law. We may change the terms and conditions any time and will notify you of these changes in accordance with applicable laws and regulations. If you maintain your checking or savings account or renew your term account after the effective date of the change, you indicate your agreement to the change. The accounts described in the disclosure are affected by several particular federal laws.
In This Section
More Service, less fees. That’s what you can count on at SF Fire Credit Union. Here are just a few items we don’t charge for:
- Online Bill Payments
- Overdraft from your Savings Account
- Notary Services
- Point-of-Sale Transactions
This provides detailed information on deposit accounts, e.g., minimum balance requirements, rate information, compounding of dividends, etc.
This disclosure and agreement sets forth the terms and conditions governing the use of SF Fire Credit Union’s electronic transfer services and applies to all electronic services offered by SF Fire Credit Union. (Click here to view our ONLINE BANKING ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE or access the Online Banking disclosure directly within Online Banking or Mobile Banking.)
Check 21 is the new law that allows credit unions, banks and processors to “truncate” checks earlier in the check clearing process. It also allows all US financial institutions to start the process of substituting paper checks with electronic checks at any point during the check collection process.