Fees
Membership Fee—Personal or Business
| Membership (non-refundable) | $5.00 |
|---|
ATM & Debit Fees
| SF Fire Credit Union ATM | No Fee |
|---|---|
| Withdrawal at any ATM | No Fee (Plus surcharge rebates on first 12 ATM withdrawals per calendar month) |
| Point of Sale (POS) Transaction | No Fee |
| Foreign Currency Exchange | No Fee |
| Custom Image Card | No Fee (One new image every two years, otherwise $5.00) |
| Replacement Card | $5.00 |
| Copy of Debit Card Transaction Slip | $5.00 |
| ATM Deposit Adjustment Fee | $10.00 |
Checking Fees
| Checking Account | No Monthly Fee |
|---|---|
| Check Orders | Price varies based on style |
| Check Orders (Age 55 and Older) | Free (Basic Style is free – Price varies for other styles) |
| Temporary Checks (set of 12) | $2.00 |
Non-Sufficient Funds (NSF) Fees
| Returned ACH Item | $25.00 |
|---|---|
| Returned Check Item | $25.00 |
| Paid NSF ACH Item | $25.00 |
| Paid NSF Check Item | $25.00 |
| Paid NSF Debit Card Transaction (Opt-In Required) | $25.00 |
Stop Payment Fees
| Personal Check | No Fee |
|---|---|
| ACH Payment | $15.00 |
| Official Check Replacement | $15.00 |
| Stop Pay or Replacement Cancellation | $15.00 |
Returned Item Fees
| Check Deposits | $10.00 |
|---|---|
| Electronic Transfers (ACH) | $10.00 |
| Loan Payments | $10.00 |
Wire Transfers (Outgoing)
| Domestic | $15.00 |
|---|---|
| International | $25.00 |
| Wire Amendment Fee | $25.00 |
General Fees
| Account Research/Reconciliation | $25.00 per hour |
|---|---|
| Cashier’s Check | No Fee |
| Collection Item/Foreign Item | $15.00 + Cost |
| Express Mail/Rush/Overnight Fee (Domestic) | $15.00 |
| Express Mail/Rush/Overnight Fee (International)) | Price Based on Destination |
| Visa Gift Card | $2.00 |
| Inactive Account Fee (After one year of inactivity, if the aggregate deposit balance is $500 or less) | $3.00 per month |
| IRS Levy/Withholding/Judgement/Legal Order Processing | $50 per notice |
| Money Order | No Fee |
| Notary Service (Members) | No Fee |
| Notary Service (Non-Members) | $10 per signature |
| Signature Guarantee (Medallion Stamp) | No Fee |
Certificates of Deposit
| Term of Less than 1 Year | 45-Days Dividends |
|---|---|
| Term of 1 Year or Greater | 90-Days Dividends |
Consumer Loan Fees
| Late Payment | $15.00 |
|---|---|
| Loan Rate Reduction Processing | $50.00 |
HSA/IRA Fees
| Health Savings Account (HSA) | No Monthly Fee |
|---|---|
| Replacement HSA Debit Card | $5.00 |
| Custom Image Card | No Fee (One new image every two years, otherwise $5.00) |
| Individual Retirement Account (IRA) | No Monthly Fee |
Credit Card Fees
| Cash Advance | No Fee |
|---|---|
| Balance Transfer | No Fee |
| Foreign Currency Exchange | No Fee |
| Late Payment Charge | $15.00 |
| Over Credit Limit | No Fee |
| Copy of Credit Card Transaction Slip | $5.00 |
| Custom Image Card | No Fee (One new image every two years, otherwise $5.00) |
| Authorized User Card | $5.00 |
| Replacement Card | $5.00 |
Real Estate Mortgage
| Related Charges | For a complete list of charges, please contact the SF Fire Credit Union Real Estate Lending Department by calling 1 (888) 499-FIRE (3473). |
|---|