Personal Loans Disclaimer
Rates subject to change at any time without notice.
Personal Signature Loans
1 APR = Annual Percentage Rate based on credit worthiness. Rate reflects a 0.25% discount for loan payment made by automatic transfer from a share account or payroll deduction (excluding Visa credit cards).
2 The maximum aggregate unsecured credit limit is $50,000 per member.
Secured (Savings or Certificate) Loans
Secured loans are not eligible for the 0.25% discount made by automatic transfer.
Solar Panel Loans
A signed contract for solar panel purchase is needed prior to loan funding.
This loan program is for single-family homes and the borrower must live in the property.
3 In addition to the above conditions, the following are required with regard to a contractor being used for any loan over $25,000:
- Valid B (General Contractor) or C-46 (Solar) or C10 (Electrical) license
- 5 years contracting experience
- Better Business Bureau positive rating
- Valid liability insurance document
- Valid Workers Comp insurance document
4 Tax loan funds must be disbursed by check and made payable to the tax collection entity. Disbursement checks will be sent to the member’s mailing address.*