Home Loans Disclaimer
Rates subject to change at any time without notice.
1 Annual Percentage Rate based on credit worthiness and based on a loan for the purchase of an owner-occupied, single family dwelling in California with a loan-to-value ratio of 80% or less. Other restrictions apply. These rates are for informational purposes only and are subject to change without notice. No rate is guaranteed without a valid rate lock. Please call or email our Real Estate department for other quotes or information.
2 Conforming loan limits for certain counties in California have been raised to $729,750. This limit will expire on December 31, 2008. Certain restrictions apply.
3 3/1, 5/1, 7/1, 10/1 ARM are loans that are fixed for either 3, 5, 7 or 10 years adjusted on an annual basis thereafter. The index used is the 1 year US Treasury Security adjusted to a constant maturity of one year.
4 Annual Percentage Rate is based on an 80% loan-to-value ratio for California Properties. Introductory rate is effective for 6 months. After the introductory period, the rate will adjust quarterly. If you do not keep your credit line open for 2 years, you agree to reimburse $300 in processing costs to the Credit Union. Introductory rate subject to change at any time. The Prime Equity Line of Credit annual percentage rate is based on an index. The index is the highest Prime Rate currently published in the Wall Street Journal, Western Edition, on the 1st day of the month (or the next business day if the 1st is not a business day) prior to the change.