Are You Ready for a Home?
Overwhelmed by your options? You don’t have to be. Develop a “3-D” picture of yourself. It will help you determine where you stand in the loan landscape.
- Learn about your past
- Know our credit history
- Define your budget
- Set goals
Take a few moments to pause and reflect on these questions, then use our Loan Consultant to help find the answers you need or learn about our various loan options on your own.
1. Delve Into Your Past
Know your credit scores1 and employment history.
2. Determine Your Present
How much can you spend? What kind of place would you like to call home? Our online calculators can help with the math.
3. Define Your Future
Based on what you know about your past employment history, try to project what your income level might be: 1-3 years, 5-10 years, 15-30 years in the future. You should also consider future family growth because the loan you choose today can affect your life tomorrow.
1 How to Get a FREE Full Credit Report: AnnualCreditReport.com provides consumers with the secure means to request and obtain a FREE credit report once every 12 months from each of the three major credit reporting agencies, in accordance with the Fair and Accurate Credit Transactions Act (FACT Act). Visit AnnualCreditReport.com or call (877) 322-8228 to order.