Home Equity Lines of Credit

Tap the equity you’ve built up over time to pay for just about anything you need. It’s a revolving line of credit so use it like a credit card.

The great thing about a prime equity line of credit is that you can use it whenever the need presents itself.

Key Features

  • Quarterly rate adjustments based on the Prime Rate1
  • No Processing Fees2
  • Low Payments – Interest Only Option
  • Interest May Be Tax Deductible3

PLUS,

Apply for a Home Equity Line of Credit

Apply Now


1 Annual Percentage Rate is based on an 80% loan-to-value for California properties. The Prime Equity Line of Credit Annual Percentage Rate is based on an index. The index is the highest Prime Rate currently published in the Wall Street Journal, Western Edition, on the 1st day of the month (or the next business day if the 1st is not a business day) prior to the change. Rate is subject to change at any time.

2 If you do not keep your credit line open for 2 years, you agree to reimburse $300 in processing costs to the Credit Union.

3 Please consult a tax advisor about your specific tax situation.