Visa Payment Protection

Member's Choice Borrower's Security

Debt Protection for Your Visa – Now Available!

To enroll, contact the Call Center.

Experience freedom from worrying about unexpected financial hardship and a damaged credit rating. Help protect your SF Fire Credit Union Visa with Member’s Choice Borrower’s Security.1

Member’s Choice will cancel your monthly payments for up to 6-months or $6,000 during periods of disability and 6-months or $3,000 during periods of involuntary unemployment or unpaid family leave. It can even pay the entire unpaid balance of your credit card, up to the agreement maximum, if you happen to pass away before it’s paid off.

We’ve made it easy for you:

  • Simple eligibility requirements
  • Fast, easy enrollment
  • Fee can be included in your monthly payment
  • Immediate enrollment for eligible borrowers

Help protect your credit rating today!

Choose from 2 different protection packages:

Package 1 Protection Includes

  • Loss of Life
  • Disability
  • Involuntary Unemployment
  • Family Leave

Fee:

  • $0.309 per $100 of the monthly outstanding balance for Single;
  • $0.453 per $100 of the monthly outstanding balance for Joint

Package 2 Protection Includes

  • Loss of Life
  • Disability

Fee:

  • $0.185 per $100 of the monthly outstanding balance for Single;
  • $0.282 per $100 of the monthly outstanding balance for Joint

1 Member’s Choice Borrower’s Security is a debt cancellation product available through SF Fire Credit Union. Please contact your SF Fire Credit Union loan representative, or refer to the Member Agreement for additional information on benefit maximums, eligibility, and limitations. This is a summary of our payment protection program. Enrollment in the program is voluntary and not required to obtain a loan.