Business Loans & Lines-of-Credit

SF Fire Credit Union is here to meet the borrowing needs of our members who own small businesses. We can help you secure the funds needed for:

  • Working Capital
  • Machinery & Equipment
  • Company Vehicles
  • Fixtures & Furniture
  • Purchase of Commercial Property
  • Construction & Renovations
  • Franchises


A line of credit can provide a growing small or medium-sized business with liquidity to control their cash flow and meet their working capital needs.

  • Unsecured Lines-of-Credit up to $50,000
  • Secured Lines-of-Credit up to $350,000
  • Competitive Rates & Fees
  • Terms up to 7 Years

Term Loans

Terms loans can offer lower payments with longer terms and lower rates, providing a small business with more cash to meet their other business needs.

  • Loans up to $5,000,000
  • Competitive Rates & Fees
  • Terms up to 10 Years and More

Commercial Real Estate

When it comes to owning a commercial property, having the right real estate loan can help lower payments and increase cash flow.

  • Purchase or Refinance
  • Loans up to $5,000,000
  • Competitve Rates & Fees
  • Terms up to 25 Years

To Learn More or Apply

Contact us to learn more, or to schedule a appointment for a time (and at a location) that’s convenient for you:

  • Herman White, Vice President of Business Services
  • Phone: (415) 674-4808 Email: