Term Certificates
If you can afford to keep your money tucked away for a while, then a term certificate is the way to go. Term certificates generally earn dividends higher than money market accounts.
Key Features
- Low minimum balance of $250.00
- Extremely competitive rates
- 3-month to 5-year terms
- One-time “Rate Bump” option on 18-month CDs
| Already a Member? |
|
| Not a Member? |  |
Term Certificate Fees
While we encourage keeping certificates to maturity, there is the occasional emergency need to withdraw the certificate prior to this date. The early-withdrawal fees, based on the term of the certificate, are described below:
| Term of Less than 1 Year | 45-Days Dividends |
|---|---|
| Term of 1 Year or Greater | 90-Days Dividends |