Traditional IRA
Take advantage of this IRA that allows you to defer taxes on your earnings until they’re withdrawn.
Contribution limits1 for 2013 are as follows:
- Age 49 and under: $5,500
- Age 50 and above: $5,500 + $1,000 catch-up
Contribution limits1 for 2012 (contribution deadline is April 15, 2013)2 are as follows:
- Age 49 and under: $5,000
- Age 50 and above: $5,000 + $1,000 catch-up
Key Features
- Tax-free contributions
- No taxes until withdrawal
- Required to begin taking distributions at age 70 1/2
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| Not a Member? |  |
1 Contribution limits based on modified annual gross income (modified AGI). Refer to IRS Publication 590 for details.
2 The tax return filing deadline for 2013 is April 15. Refer to IRS Publication 590 for details.
Hours of Operation
Call Center 1.888.499.FIRE (3473)
| 7 days-a-week | 6:00am to 10:00pm |
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(hours also apply to Web Chat)
Branch Hours (all hours Pacific Time)
| Mon-Fri | 8:30am to 6:00pm |
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| Saturday | 8:30am to 3:00pm |
IRA Certificates Rates
1 IRAs include: Traditional, Roth, Educational Savings, Simplified Employee Pension Plan. Minimum deposit of $100 required. 2 Variable IRAs include: Roth and Educational. More Information » | ||
| Fixed1 | APY* | Dividend |
|---|---|---|
| 1 Year | 0.30% | 0.30% |
| 18-Month Bump Up | 0.30% | 0.30% |
| 2 Year | 0.45% | 0.45% |
| 3 Year | 0.80% | 0.80% |
| 5 Year | 1.21% | 1.20% |
| Variable2 | ||
| 60 Months | 0.659% | 0.59% |
