Business Checking

Owning your own business is tough work. Your checking account shouldn’t be.

Our low-cost, business checking account gives you the freedom to operate your business they way you want – without worrying about expensive fees and unexpected costs.

ATM Anywhere Debit Card

ATM Anywhere Debit card

Your business checking account also comes with our incredibly useful ATM Anywhere Debit Card.

With ATM Anywhere Checking, we’ll refund up to twelve ATM network surcharges per calendar month. Rebates will be made within two business days.

Those other places can try to charge you, but we’ve got you covered.

Key Features

  • No Monthly Fee
  • No Charge for Check Deposits (Up to 10 Deposits Per Month)
  • No Charge for Stop Payments on Business Checks
  • ATM Surcharge Rebates (Up to 12 Per Month)
  • Free Overdraft Protection
  • Free Online Banking with Bill Pay
Already a Member?  Apply Now
Not a Member?  Enroll

To open a new business membership at SF Fire Credit Union, you (the business owner) and your authorized personnel, if any, must be able to provide the following:

  1. Valid Unexpired Government, State, or City Issued Photo Identification for all applicant (ex. Driver’s License, Passport, SF City ID Card)
  2. Proof of Eligibility
    1. Resident of San Francisco, San Mateo or Marin County or
    2. Employment in San Francisco, San Mateo or Marin County (a Paystub or Letter from HR on Company Letterhead)
    3. School Registration/Valid Student ID Card for San Francisco, San Mateo and Marin County or
    4. Letter from Place of Worship on Letterhead for San Francisco, San Mateo or Marin County
  3. Proof of Residency (ID/driver’s license reflecting current residential address, a Lease Agreement, or a Utility Bill including service address).

If your business is a Sole Proprietorship, you’ll need to provide Fictitious name statement or Business License, your Social Security Number or Employer Identification Number (EIN), and documentation that shows the identification of owner.

If your business is a Partnership, you’ll need to provide your Employer Identification Number (EIN), Partnership Agreement, the Identification of Partners opening the membership, and a copy of a signed resolution by all partners.

If your business is a Single Member Limited Liability Company (LLC), you’ll need to provide your Articles of Organization, Operating Agreement if available, if applicable a Fictitious Name Certificate or Certificate of Assumed Name or Business License, and a list of your officers. (LLC must be included in the title of your business.)

If your business is a Multiple Member Limited Liability Company (LLC), you’ll need to provide your Employer Identification Number (EIN), Articles of Organization, Operating Agreement if available, if applicable a Fictitious Name Certificate or Certificate of Assumed Name or Business License, and a list of your officers. (LLC must be included in the title of your business.)

If your business is a Corporation, you’ll need to provide your Certificate of Incorporation stamped “filed” with a receipt, Employer Identification Number (EIN), Minutes of Board Meeting outlining Officers, a Corporate Resolution for opening the account, and identification of Officers and signers.

If your business is an Association or Nonprofit, you’ll need to provide identification of Officers and signers, your by-laws, Employer Identification Number (EIN), Minutes of Board Meeting outlining Officers, and a Resolution for opening the account.