SF Fire Credit Union is proud to extend membership accounts to the business community in the Bay Area.
Business Products We Offer:
In order to meet eligibility requirements, the business or organization location must be in San Francisco, San Mateo or Marin counties. Note: an Individual Membership with a business located outside these counties is not eligible for a business membership.
Details about our Business Membership are outlined in the SF Fire Credit Union Business Membership and Account Handbook.
Opening an Account
Business memberships accounts cannot be opened online at this time. You must open an account in person at one of our branches.
To open a new business membership at SF Fire Credit Union, you (the business owner) and your authorized personnel, if any, must be able to provide the following:
- Valid Unexpired Government, State, or City Issued Photo Identification for all applicants (ex. Driver’s License, Passport, SF City ID Card)
- Proof of Eligibility
- Resident of San Francisco, San Mateo or Marin County or
- Employment in San Francisco, San Mateo or Marin County (a Paystub or Letter from HR on Company Letterhead)
- School Registration/Valid Student ID Card for San Francisco, San Mateo and Marin County or
- Proof of Residency (ID/driver’s license reflecting current residential address, a Lease Agreement, or a Utility Bill including service address).
If your business is a Sole Proprietorship, you’ll need to provide Fictitious name statement or Business License, your Social Security Number or Employer Identification Number (EIN), and documentation that shows the identification of owner.
If your business is a Partnership, you’ll need to provide your Employer Identification Number (EIN), Partnership Agreement, the Identification of Partners opening the membership, and a copy of a signed resolution by all partners.
If your business is a Single Member Limited Liability Company (LLC), you’ll need to provide your Articles of Organization, Operating Agreement if available, if applicable a Fictitious Name Certificate or Certificate of Assumed Name or Business License, and a list of your officers. (LLC must be included in the title of your business.)
If your business is a Multiple Member Limited Liability Company (LLC), you’ll need to provide your Employer Identification Number (EIN), Articles of Organization, Operating Agreement if available, if applicable a Fictitious Name Certificate or Certificate of Assumed Name or Business License, and a list of your officers. (LLC must be included in the title of your business.)
If your business is a Corporation, you’ll need to provide your Certificate of Incorporation stamped “filed” with a receipt, Employer Identification Number (EIN), Minutes of Board Meeting outlining Officers, a Corporate Resolution for opening the account, and identification of Officers and signers.
If your business is an Association or Nonprofit, you’ll need to provide identification of Officers and signers, your by-laws, Employer Identification Number (EIN), Minutes of Board Meeting outlining Officers, and a Resolution for opening the account.
Business Membership Requirement
Business membership in the Credit Union is open to sole proprietorships, general partnerships, limited liability partnerships (LLPs) limited liability companies (LLCs), corporations, and unincorporated associations such as school parent-teacher associations and sports leagues within the Credit Union’s field of membership.
Meeting any membership requirement set out in our bylaws makes your business an owner of the Credit Union, and entitles you to all of the rights and benefits of membership, including the right to apply for all accounts and credit products that we make available to businesses.
If your business is a sole proprietorship and you maintain a personal membership in the Credit Union, you will not receive additional voting rights. If your business is another type of entity, your business will receive one vote, which may be exercised by an authorized agent of your business. If you have any questions regarding eligibility, business documentation requirements, or any of our services, please call 1.888.499.FIRE (3473) for Business Membership Services.
You must provide us with the correct taxpayer identification number for your business, which will generally be a social security number or an employer identification number. It is your responsibility to determine the taxpayer identification number you should use for your Credit Union Business Accounts. We will not inquire as to the correctness of the number you supply, but if we are notified by the Internal Revenue Service that the number you are using is not correct, and you fail to rectify the situation, we can close your Business Accounts. If your business is not required to have a U.S. taxpayer identification number you must so indicate on your Business Application.
Your completion of a Business Application is a continuing authorization to us to open other Business Accounts for you upon your oral or written authorization and deposit of funds. The Credit Union reserves the right to deny membership and accounts for businesses that we determine pose unacceptable compliance, legal or reputational risk. For example, we do not open accounts for medical marijuana dispensaries, money service businesses, gambling establishments or adult entertainment businesses.