SF Fire Credit Union

As the Senior Vice President of Finance & Accounting for SF Fire Credit Union, it’s my pleasure to provide this financial summary and highlights for 2011. While just an overview, it does tell of a year which saw positive trends despite the generally weak economy. Increasing loan demand, low delinquency, controlled expenses, and continued profitability are good indicators for the financial health of your Credit Union.

SF Fire Credit Union will continue to operate in a fashion which places the utmost importance on safety, security and soundness. Thank you for your continued loyalty and support. We look forward to providing you and your families with outstanding service and exceptional value in 2012, and well into the future.

Peggy McCauley Senior Vice President, Finance/Accounting