The Keys to a Successful Investment Portfolio Continue to be Patience and Longevity

As we move through the second half of the year, it is wise to keep events from the recent past in mind when thinking about making investments. The market roller coaster ride we’ve experienced since the start of the Great Recession is filled with dramatic events from the “Flash Crash” of 2010 to congressional budget battles and much more. Despite the ups and downs, one thing is for certain: the US stock market, as measured by the S&P 500, is up by a whopping 175% since March 2009.

Although these events have understandably shaken up some investors, it’s important to remember that the market is volatile, and this can be considered normal. Although past performance is not a guarantee of future results, the market historically has corrected itself, which it is doing now and may continue to do in the coming months.

When thinking about your portfolio, we encourage you to resist urges to make emotional decisions. Success comes not with frequent trading but rather through discipline and patience.

We’re here to help you through these particularly volatile times. Our CFS* Financial Advisors are available to conduct portfolio analysis and review, discuss asset allocation, and prepare income plans for retirees. Additionally, if you have yet to begin saving for retirement, it is always a good time to get started. If there is some way we can be of service to you and your family – give Stephen Seewer a call at 415-674-4846.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. SF Fire Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.