SF Fire Credit Union

Social Security and pension benefits provide the average retiree with about 37% of his or her total income in retirement. This means that 63% of the average retiree’s income derives from his or her own investments.¹

Because of advances in medicine and nutrition, folks are living longer. Between 1900 and 2007, life expectancy in the U.S. increased by more than 60%! For a 65 year-old couple today, there is a one-in-two chance that one person will live beyond age 90.²

Planning for future income can be challenging as volatile markets and declining interest rates can put a comfortable retirement at risk. Creating a plan can help address these challenges.

Here to Help

Our CFS* Financial Advisor, Dennis Adams, can help determine how to plan for your retirement. Dennis can evaluate your options and make recommendations based on your current goals and future needs. You can reach Dennis by calling (415) 674-4845.

1. Social Security Administration, Income of the Aged Chartbook 2008
2. Department of Health and Human Services, A Profile of Older Americans, 2009; Society of Actuaries, Longevity Report, 2006
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.