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Credit Cards Compared - Transferring Your Balances May Save You Money

Transferring balances from higher rate credit cards over to your SF Fire Credit Union Platinum Visa is quick, easy, and free.

The SF Fire Credit Union Platinum Visa features a credit limit up to $50,000, no annual fee, no balance transfer fee, and one rate for purchases, balance transfers, and cash advances.

Many credit card companies charge a percentage when transferring balances to their credit card, which can be higher than 4% of the total balance transfer amount. And when it comes to rate, the average APR for Balance Transfer cards nationwide is currently 16.15%*.

Credit Cards Compared

Do It Yourself within Online Banking:

If you have an SF Fire Credit Union Platinum Visa, transfer credit card balances from other institutions easily within online banking using the Transfer Credit Card Balances tool. It’s as simple as filling out the form!

Or, Have Us Do It For You:

If you’d prefer to have one of our Call Center Representatives help you make a Balance Transfer from your current Credit Card to your SF Fire Credit Union Platinum Visa, they’re available to assist you from 6:00AM to 10:00PM (Pacific) at 888-499-FIRE (3473).

No Balance Transfer or Cash Advance Fees:

There are NO FEES involved in moving your balances from other credit cards over to your Platinum VISA at SF Fire Credit Union – whether we do the transfer for you (Balance Transfer) or you do it yourself (Cash Advance).

  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • No Foreign Currency Exchange Fee
  • No Foreign Currency Transaction Fee
  • No Over Limit Fee
  • $15 Late Payment Fee

Transferred Balances (and Cash Advances) Same Rate as Purchases:

Balance Transfers and Cash Advances will be at the same rate as purchases, with the only difference being that finance charges will begin accruing immediately. (Purchases have a 25-day grace period.)

* Based on Overnight Average index for Balance Transfer cards as of 7/30/2012. 1. Annual Percentage Rate. Rate subject to change and based on creditworthiness. Rates as of 7/30/2012 range from 7.25%-18.00%. 2. Annual Percentage Rates. Based on rates listed online on competitor websites as of 7/30/2012.