Ways to Save in 2011 - Transfer Your Credit Card Balances

Save money in 2011 by transferring balances from credit card issuers who charge high rates and steep fees to our Platinum Visa®. It’s quick and easy-to-do.

Key Features of the Platinum Visa

Great Rate

  • Not an introductory rate
  • Same rate for purchases, cash advances and balance transfers1

Free Rewards

  • Earn points on purchases redeemable for cash, travel or gift cards2

Overdraft Protection

  • Can be source of no-fee overdraft protection for your SF Fire Credit Union Checking account3

 Fee Friendly

  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Over Limit Fee
  • No Foreign Currency Fee
  • No Foreign Transaction Fee

  • Personalize your card using a favorite photo4

Two Easy Ways to Get Your Platinum Visa and Transfer Balances

Log-In to Online Banking and click on “Ways to Save in 2011”, which provides step-by-step instructions on how to transfer balances yourself.

Give us a call and we’ll be glad to do it for you. Our Representatives are available from 6:00AM to 10:00PM (Pacific) seven days a week at 1.888.499.FIRE.


*Variable Annual Percentage Rate. Rate adjusts quarterly and equals Prime Rate (from the first day of the previous month) plus a margin of 4.00% to 10.00% based on creditworthiness. 1. Balance transfers and cash advances will be at the same rate as purchases, with the only difference being that finance charges begin occurring immediately (purchases have a 25-day grace period). There is no balance transfer or cash advance fee. 2. Extra Awards points are earned by making purchases only. Cash advances and balance transfers are not eligible for Extra Awards points. 3. This feature is not automatic – contact us or visit the Special Services section in Online Banking to activate. 4. One free image per card per expiration period. Any additional custom image requests prior to the expiration period will result in a $5 fee. Replacement custom cards will not be charged the $5 fee as long as the original custom image is used. Images are reviewed for suitability and copyright.