Student Loans - Here to Help with Rising Education Costs

Credit Union Student Choice is an SF Fire Credit Union partnership designed to fill funding gaps that federal aid can leave behind. Our aim is to help you make informed decisions about college financing, while also providing a lower-cost private student lending solution. Our online application process is fully automated and offers an instant credit decision, electronic school certification, electronic funds transfer to schools, and fast processing time.

Student Choice Private Loan Solution:

  • For undergraduate studies at 4-year, not-for-profit schools
  • A line-of-credit (of up to $75,000) that can be used over time1
  • No origination fees
  • Competitive variable rates2 that are Prime Rate (3.25% as of March 31st, 2010) plus 3% or 4% based on credit worthiness
  • Flexible payment options that allow repayment while in school or full deferment until graduation (or going to school less than half-time)
  • Get an additional .25% rate discount while making principal plus interest payments using the ‘auto-pay’ (electronic debit) payment method 3


Learn More or Apply Now

You can also apply by phone 24 hours a day, seven days a week by dialing (866) 825-6583

1. Subject to qualification and an annual credit review.
2. Variable rate can adjust quarterly and is based on the Prime Rate plus a margin of 3% or 4% based on credit worthiness. As of March 31st, the Prime Rate is 3.25%.
3. Rate reflects a 0.25% rate reduction and to qualify you must be making full “payment plus interest” payments through an automated payment method designated by your student loan service provider.