Investment Planning Center - The Silver Lining of Investing Today

Over the past two months we've explored the "dark side" of investing, meaning market volatility and the emotions associated with it. Admittedly, we've been through a rough ten-year period, but keep in mind that investing also has a bright side - the potential to earn higher returns on your money.

Positive Outlook for 2011

As we approach 2011 there are many reasons to be optimistic about investing and the economy:

  • The recent recession is generally regarded to have ended in June 2009.
  • Nominal consumption has already hit an all-time high, which means people are spending again.
  • The real GDP (Gross Domestic Product) has expanded for five straight quarters and may rise to a record level in the next few months.
  • Private-sector jobs have grown for ten consecutive months, with a respectable 159,000 gain in October.
  • In total, the companies which comprise the S&P (Standard & Poors) 500 - an index that includes America's largest companies - have recently posted one of their most profitable quarters to date.
  • According to the Bureau of Labor Statistics, the American worker continues to be productive.

Have Faith that Prosperity Will Return

It is not 2008 anymore, and if you're still in "bunker-mode" it's time come out, look around, and take notice of economic recovery.

Resist the negative "talking-heads" on television telling you to buy shotgun shells, gold, and canned goods. We live in an innovative and dynamic nation and proper allocation of your investments can help position you to participate financially in the recovery now at hand.

Assistance Awaits You

Stephen Seewer is the CFS* Financial Advisor at SF Fire Credit Union and available for no-cost, no-obligation consultations. Contact him today at (415) 674-4846 or

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. SF Fire Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.