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Investment Planning Center - Putting Fears Aside May Help Your Portfolio

In a fluctuating market it is easy to make investment decisions based on emotions. Since bottoming out in March of 2009, the stock market has regained more than 60% of its value as of September of 2010. Although this is positive news, let's recognize that it's been a bit of a roller-coaster, with the stock index experiencing six different declines over the last 20 months. In shaky economic times such as these it's understandable that financial decisions are often clouded by emotions, but by allowing this to occur investors risk missing out on rewards when the financial markets rebound.

Lower Market Value - Easier to Expand

Although past performance is no guarantee of future results, those who have stayed invested for the long-term have generally been rewarded for their patience. In fact, many investors perceive market declines as an opportunity to expand their financial portfolios. Warren Buffet is quoted as saying, "Look at market fluctuations as your friend rather than your enemy; profit from folly rather than participate in it." During these volatile times, investors should re-evaluate and then stick to their financial plan, putting fears aside.

Assistance Awaits You

Stephen Seewer is the CFS* Financial Advisor at SF Fire Credit Union and is available for no-cost, no-obligation consultations. Contact him today at (415) 674-4846 or

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. SF Fire Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.