Preview Our New Website!

We’re excited to announce that www.sffirecu.org is getting an entirely new look! Our new website will replace the current website on July 31, and is optimized for mobile and tablet devices.


Suite of Firefighter Products

As a firefighter, you do a lot for the community. The least we can do is return the favor.

Bonus Rate

The Bonus Rate of 0.10% is:

  • Equal to ten percent of the 1-year Treasury Bill rate
  • Subject to a floor (minimum) of 0.10% and a ceiling (maximum) of 0.50%
  • Reviewed and updated on a quarterly basis1

0.10% 2 Boost on Money Market Rates

  • Applies to new and existing deposits
  • Applies to all money market rate tiers
  • Rates for existing deposits will be automatically adjusted

0.10% 2 Boost on Term Certificate Rates

  • Applies to new and renewing term certificates
  • Choose any available term
  • Applies to both regular and jumbo rate term certificates

Low-to-Zero Fee Home Loan Closing Costs 5

For California single family residences only. Includes the following features:

Fixed-Rate
Flat Fee: $295

Adjustable-Rate
ZERO Flat Fee

  • Appraisal
  • Credit Report
  • Underwriting
  • Processing
  • Tax Service
  • Wire Transfer
  • Courier/FedEx
  • Document Preparation
  • Appraisal Review
  • Flood Zone Certification

0.10% 3,4 Rate Reduction on Adjustable Rate Home Loans

  • Applies to all adjustable rate and balloon payment option first mortgages
  • Applies to primary residences only
  • Applies to new and refinanced loans

0.10% 3,4 Rate Reduction on Prime Equity Lines of Credit

  • Applies to new and existing prime equity lines of credit
  • Rates on existing lines of credit will be automatically adjusted

0.10% 3 Rate Discount on Consumer Loans

  • Applies to all new consumer loans
  • new and used auto, recreational vehicles, motorcycle, signature loan, savings or term certificate secured

Zero Percent Firehouse Loans

Loans for any items needed around the firehouse.

  • Big screen TV
  • Cookware
  • Outdoor grill
  • Personal computer
  • Furniture
  • Exercise equipment

1 The Firefighter ‘bonus’ rate is reviewed quarterly and is based on the 1-Year Treasury Bill rate as of the first business day of the month preceding a new quarter.

2 Annual Percentage Yield. Contact the Credit Union for further information on applicable fees or terms.

3 Annual Percentage Rate. Rate is subject to change at any time.

4 Does not apply to FHA government loans, Fannie Mae fixed-rate loans, Reverse Mortgages, properties that are outside California, multi-unit, or non-owner occupied.

5 Does not include title and escrow fees.

Effective November 1, 2010