Suite of Firefighter Products

As a firefighter, you do a lot for the community. The least we can do is return the favor.

Bonus Rate

The Bonus Rate of 0.10% is:

  • Equal to ten percent of the 1-year Treasury Bill rate
  • Subject to a floor (minimum) of 0.10% and a ceiling (maximum) of 0.50%
  • Reviewed and updated on a quarterly basis1

0.10% 2 Boost on Money Market Rates

  • Applies to new and existing deposits
  • Applies to all money market rate tiers
  • Rates for existing deposits will be automatically adjusted

0.10% 2 Boost on Term Certificate Rates

  • Applies to new and renewing term certificates
  • Choose any available term
  • Applies to both regular and jumbo rate term certificates

Low-to-Zero Fee Home Loan Closing Costs 5

For California single family residences only. Includes the following features:

Fixed-Rate
Flat Fee: $295

Adjustable-Rate
ZERO Flat Fee
  • Appraisal
  • Credit Report
  • Underwriting
  • Processing
  • Tax Service
  • Wire Transfer
  • Courier/FedEx
  • Document Preparation
  • Appraisal Review
  • Flood Zone Certification

0.10% 3,4 Rate Reduction on Adjustable Rate Home Loans

  • Applies to all adjustable rate and balloon payment option first mortgages
  • Applies to primary residences only
  • Applies to new and refinanced loans

0.10% 3,4 Rate Reduction on Prime Equity Lines of Credit

  • Applies to new and existing prime equity lines of credit
  • Rates on existing lines of credit will be automatically adjusted

0.10% 3 Rate Discount on Consumer Loans

  • Applies to all new consumer loans
  • new and used auto, recreational vehicles, motorcycle, signature loan, savings or term certificate secured

Zero Percent Firehouse Loans

Loans for any items needed around the firehouse.

  • Big screen TV
  • Cookware
  • Outdoor grill
  • Personal computer
  • Furniture
  • Exercise equipment

1 The Firefighter ‘bonus’ rate is reviewed quarterly and is based on the 1-Year Treasury Bill rate as of the first business day of the month preceding a new quarter.

2 Annual Percentage Yield. Contact the Credit Union for further information on applicable fees or terms.

3 Annual Percentage Rate. Rate is subject to change at any time.

4 Does not apply to FHA government loans, Fannie Mae fixed-rate loans, Reverse Mortgages, properties that are outside California, multi-unit, or non-owner occupied.

5 Does not include title and escrow fees.

Effective November 1, 2010

Posted on April 5th, 2008